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Most Common COBRA Questions are answered here
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There were 2635 questions found in this category:
 How much would my cobra be?
Q: I wanted to get an idea of what my cobra would cost~ Can you touch base with me? Thanks ~A: COBRA is offered to you by your employer. It is a continuation of the same group health plan that you were on. Since, you no longer work for that employer but still have their coverage; you will be re ...
- adding dependant
My son was born 4-13-2007 and I need to add him to my policy. I have called to 800 numbers and can not get to talk with a live representative. Any help I would appreciate. Thank youA: If you need to add a new dependent to your insurance policy, you should contact the insurance company directly. ...
- Can I get a certificate of credible coverage when under COBRA coverage?
Q: Can I get a certificate of credible coverage when under COBRA coverage? A: Yes. You are able to get a certificate of coverage when you first are eligible for COBRA, when you lose coverage with your group health plan at anytime, or when you terminate COBRA coverage, whether by choice or bec ...
- Medicare and spouse-child
Q: My family is currently covered by COBRA. I am currently disabled and will be entitled to Medicare after my 29th month of disability. Can my husband and son still continue to be covered by COBRA once I am on Medicare? A: It depends; if the COBRA is through your previous employer and you bec ...
- monhtly payment
Q: My cobra payment is due soon; as soon as check comes I will make payment just like I’ve been doing on time regularly. Is there phone number can talk directly to a person A: If you have questions pertaining to your Cobra payments you need to speak to your Cobra administrator. The person ...
- need cobra application form
Q: We did not receive any information from our employer. We need the appropriate forms to apply. A: When you lose your job and benefits, if the company has more than 20 employees and there is still a group health plan in force, your employer has 45 days from your last day of benefits to suppl ...
- Which of the 50 states are covered with the cobra insurance? And how difficult is it to find a doctor willing to take cobra???
Q: Which of the 50 states are covered with the cobra insurance? And how difficult is it to find a doctor willing to take cobra??? A: COBRA is not an insurance company, it is the name of a Federal law. COBRA is a federal law (meaning any United States citizen in every State), that allows a pers ...
- Who do I send my premiums to?
Q: I sent my first premium, but cannot find my paperwork. Where do I send my premium to? A: Since COBRA is a continuation of the past employers group health plan, all of your questions should be answered by the employer. The past employer may have hired a third party administrator to send you t ...
- 1 month coverage
Q: Hello, I just need an insurance plan that covers me for one month. What plan is that and where can I sign up for that plan? Thank you! A: To sign up for a plan for just one month, that would cover all new illness and all new injury simply click the following link and you can apply directly ...
- 11 month COBRA extension denied
Q: My COBRA coverage ends in January,2008. My Medicare coverage begins in October 2008. I am collecting Social Security disability. I requested the 11 month COBRA extension, but was denied because my award letter from Social Security was dated July 27,2006 and was not 60 days before or after my ...
- 11 month disability extension of COBRA
Q: What can be done to appeal a denial of an 11 month disability extension of COBRA due to the Determination Notice was dated 7/03/2007 and received on 9/17/2007 by plan administrator which was not within a 60 day requirement period of which there was no prior knowledge or notification of such ...
- 12 month rate guarantee for cobra premiums
Q: I don't see mention here of a 12-month rate guarantee extended to COBRA QE's i.e., we have an August open enrollment. If a person termed in October and they didn't make any changes at open enrollment it's now 1 year later and we are going to write them with the new rates from October. A: C ...
- 16 days of coverage
Q: I need health insurance to cover a 16 day gap, from August 16th through August 31st. I am covered by my employers through August 15th and after September 1st. On one hand, it seems that I am not allowed to purchase less than 30 days of coverage through Cobra. On the other hand, it appears th ...
- 18 months is over, can i extend my coverage?
Q: I need coverage for 18 months for two people is there plan I can get? I am retired. I have cobra now that ends on Nov. 30 through my employer. A: The maximum amount of time an employee can continue on COBRA is 18 months. However, a dependent may be able to obtain another 18 months for a to ...
- 18 Months of Cobra
Q: I have been paying Cobra benefits to my former employer for 17 months, the last five months of 2008 and twelve months in 2009. This adds up to seventeen months. I just contacted them by email and they said that it will expire 01/01/10. This is not correct from my point of view COBRA benefit ...
- 2006-2007 COVERAGE THROUGH COBRA
Q: I had coverer age through COBRA during part of 2006 and 2007. I need to know exactly when and how much I paid in premiums. Can you help with this? Thank you A: I wish I could help you, but we actually are not affiliated with Cobra. We offer Alternative plans to your Cobra coverage. To find ...
- 2009 cobra election form
Q: How do i obtain a new copy of my 2009 cobra election form? asap!!!! A: You will need to request a COBRA packet from your previous employer.
- 21 Weeks Pregnant - Is Cobra available?
Q: I am 21 weeks pregnant and I had to leave my job the last day of December 2008. I had blue cross blue shield but I was not offered or even informed about COBRA Ins. My dr. is making me pay in full by my next visit and the hospital is charging me an extra $5000+ that has to be paid within the ...
- 2nd qualifying event
Q: 1st 18 months terminate in October. If shoulder surgery scheduled for August 19th, will I be able to extend Cobra until end of year either due to health recovery or due to 'recession' unemployment? A: You need to speak with your Cobra administrator or you past employer. They are the indivi ...
- 45 days, and no forms from company!
Q: The 45 days have lapsed and I have tried to contact my employer HR department, with no response. My wife has a health condition and we are concerned about a lapse in coverage making it difficult to get new coverage. We are running out of time..... What do we do?A: If your previous employer ha ...
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