Can we get COBRA back after it has been cancelled
Q: I was on cobra insurance from a job that I was laid off from. My husband got insurance for us both at his job but was laid off after 1 month of coverage. Can I go back to my cobra, which was good until March of 2008 at which time my 18 months would have been used. My husband can’t get ...
Can we get COBRA until our new employer's plan kicks in?
Q: My husband recently quit a job to move to another one. Our new insurance plan doesn't start up until May 4th. Can we get COBRA as our insurance until that time? A: COBRA is a federal law that allows you to continue your group health insurance when an event occurs that causes you to lose yo ...
Can we remove a family member from COBRA?
Q: My daughter has Cobra insurance from her former Employer. She currently covers her self, husband and two children. Due to money problems we are paying the premiums and it’s not easy. Can she drop her husband and reduce the premium. He then can get his own insurance and we can continue ...
Can we use COBRA as a secondary insurance?
Q: I am being terminated from job but my wife uses my insurance as her secondary insurance and her companies insurance as her primary. We mainly did this because her employers policy did not include certain things she needs. Now can she still use my COBRA as her secondary once I leave my employe ...
Can you give me information about COBRA Alternatives?
Q: I'm with a family law firm and a lot of our spouses might find attractive a COBRA alternative. Can you give me general information? A: I would be happy to give you some general information about the Alternative plan to COBRA. *The policy is a short term policy, lasting anywhere from 30 ...
Can you have COBRA as a primary and another group policy as a secondary?
Q: I have a patient who moved from TX to IN. The previous employer paid for 6 months of cobra. The cobra policy was effective 4/1/07 and will term 10/31/07. The mother of our patient did not call to cancel the cobra as she thought it would term "automatically" once the new insurance took effec ...
Canadian Citizen with working visa
Q: I am a Canadian citizen working in California and I have a J-1 visa. Would I qualify for COBRA if I left my current position, even though my visa is valid for a few more months? A: Individuals or employees who are non-resident aliens and do not earn a United States income check are not entitl ...
Canceled COBRA
Q: Who can help me? My COBRA dental benefits were canceled due to non-payment. Although I have every canceled check since I began paying for COBRA dental. This was an error made by my former employer. I have contacted them and have been corresponding with them since about 12/19/08. I found out t ...
Canceled Insurance
Q: COBRA election forms were completed and the first check mailed in July 2008. Each month a check was sent to the former employer for the monthly premiums. The checks took from 6-11 days to clear. Today, March 31, 2009 I learned at the doctor's office there was a problem with my insurance, and ...
cancellation
Q: If I elect for Cobra and wish to cancel after the first month and then elect to apply again. Is that possible? A: We actually aren’t our COBRA provider. To find out information regarding your COBRA coverage you need to contact your previous employer. The HR department of your previou ...
Cancellation of COBRA
Q: I have been under COBRA with my previous employer. Premium runs from 15th each month. I cancel the COBRA on July 7th as I have received coverage with my current employer from July 1st. Question: can my previous employer ask me to pay the COBRA until August 15th ?? I beleive the COBRA can be ...
Cancellation of COBRA
Q: Say one's COBRA payments cover from the 8th of the month to the 7th of the following month. This person gets a new job and insurance starts on the 18th . Is there anyway to avoid paying another whole month's COBRA? If this was done there would be no coverage from the 8th to the 18th = 10 da ...
Cancellation of coverage
Q: Today I received a returned check for my coverage. The reason was stated as going over the grace period by "11" day. I need that coverage due to the situation of being unemployed and having heart disease and osteoarthritis. My husband is also covered and he is currently recovering from havi ...
Cancellation of health insurance from prevous employee
Q: My last day of coverage was August 1st 2007. Could you please send me an email with a copy stating that my health insurance finished on that date? I am living in Australia and need it to apply for health insurance here. A: You will need to contact your previous employer. They are requir ...
cancellation/retrro coverage
Q: Hi...I am looking into other insurance but have not been approved...when may I cancel cobra....refund of payment??? Also my last employment date was 7/30/2009...why would I pay for retro back to that date if I have had no health issues, Dr appointments or prescription filled???? A: When y ...
Cancelling COBRA coverage
Q: What steps do I need to follow to cancel existing COBRA coverage? My situation will be changing and I will no longer require coverage under the COBRA plan.A: You will need to notify your previous employer or the plan administrator in writing that you wish to cancel. After your insurance has b ...
Cancer
Q: My mother has brain cancer and was thinking of going back to work only 3 hours a day. Can she still be qualified for Cobra? Her company said that she would have to work 35 hours or more to receive Health insurance through work but she doesn’t think she can work that long. A: To qualify ...
Cashed check
Q: Cobra has cashed my check for the June and July premiums. I called and they said my insurance was terminated because it was late. Don't they have to cover me since they cashed my premium checks? A: To verify the status of your insurance through the Cobra continuation you should contact you ...
certificate of credible coverage
Q: My cobra was terminated as of Oct 31, 2007 and cannot get insurance. I’m applying for Georgia Assignment System and they want a certificate of creditable coverage, how do I go about getting that? A: Your previous employer should send you a “Notice of Termination or Cancellat ...
Certificate of Creditable Coverage
Q: How can I go about getting another Certificate of Credible Coverage sent to me for the time that I was covered by Cobra? My coverage ended around June-July 2008. I need to prove that I had continuous coverage between 2 jobs and have no paperwork or proof that I was covered by Cobra between e ...
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