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General COBRA Questions
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There were 2399 questions found in this category:
 Why would COBRA ask me if I have other insurance?
Q: Why would a Cobra insurer request info about whether or not I, my spouse, and/or dependents had coverage under another health plan since the date Cobra coverage started? (which was several months ago and all premiums have been paid.). If I did, how would that affect anything, and why? A: If y ...
- Why would the employer tell me to go online to sign-up
Q: My daughter was told today by her employer to elect COBRA--go on-line and get form without an explanation. She currently has Blue Cross. The company is a partnership to my understanding. What would prompt them to take this action? They currently pay her insurance premium. A: The employer is ...
- Wife is preganant
Q: My wife was in between jobs when she found out she was pregnant. At this point are there any insurance benefits that we can receive with Cobra Insurance? Any Retro pay? And what is the estimated monthly expense if so? A: If your wife was enrolled in her previous employer’s group pla ...
- Wife is pregnant
Q: I just graduated from college and got my first job with benefits, including insurance. Before graduation and shortly after I was working part-time for a local company and did not have insurance through my employer. At my current job, my insurance will go into effect after I have been there f ...
- wife is pregnant and moving
Q: I am currently employed in the US. I will be moving to Canada to accept a new job. However, my wife wants to stay in the US until she has given birth to our child (in a few months. Currently we are covered by my company. She is currently employed and her employer does offer health coverage ...
- wifes coverage
Q: I had Humanna insurance were I worked, family coverage. My accident at work has put on disability they cancelled my insurance the last day of January. I need some insurance for my wife only. Can you give me a quote on just her right now? A: If you need your insurance coverage due to your ...
- Wil my surgery be covered through COBRA after I start my new job?
Q: I was recently offered a new job in my field of study. The down side to it is that I will not be receiving health insurance. I am scheduled to have surgery 2 weeks after my start date at my new job. Will my current health insurance cover me or will COBRA cover my Surgery?A: COBRA is a conti ...
- Will an employee's grandchild be covered under COBRA?
Q: I am covered under insurance by my parents due to my status as a student, but my daughter is not covered. Is there an insurance plan that will cover children only offered by COBRA?A: The grandchild of an employee is not eligible for COBRA even when the child's parent is on the employee's COB ...
- Will COBRA cover hotel and airfare related to a hospital stay?
Q: Does COBRA cover expenses like hotel and airfare for a hospital visit? A: COBRA is a continuation of a previous employer’s group health plan. If these benefits were available on the group plan you had before the COBRA qualifying event, they would continue when you elect COBRA. Your p ...
- Will COBRA cover lapband surgery?
Q: Would cobra cover lapband surgery? If so what is the requirements? A: COBRA is the name of a federal law, not an insurance company. It allows you the right to continue your employer’s group plan when a qualifying event occurs. COBRA continuation is the same insurance you had the da ...
- Will COBRA cover my Lasik surgery?
Q: I took an early retirement from my company; I have Cobra insurance for 18 months for dental and vision. Does Cobra pay anything on Lasik surgery?A: COBRA is a continuation of the same insurance you had the day before the qualifying event. If your group health plan covered Lasik surgery before ...
- Will COBRA cover my son's illness?
Q: My son was born with Hydrocephalus and I am currently covered by other insurance with my job. I am leaving my job in November and I know they will offer me Cobra but will this even cover him? A: COBRA is a continuation of your previous employer's group health policy. COBRA continuation m ...
- Will COBRA either accept payment by electronic bank transfers or by credit card?
Q: Will COBRA either accept payment by electronic bank transfers or by credit card? Thanks, V.M.A: Generally, the employer will process the monthly premiums payments they recieve by mail in the form of check or money order, made payable to the employer. You will have to check with the past empl ...
- Will COBRA pay for rehabillitation care?
Q: Will COBRA cover my mom’s inpatient rehab in addition to costs of prescriptions, hospital visits, and other associated bills? A: COBRA is a continuation of your previous employer's group health policy. COBRA continuation must provide you with the same coverages, same benefits that yo ...
- Will COBRA pay my medical bills from a work related injury?
Q: I was just wondering if COBRA will cover my worker's comp related medical bills or if it will deny them, either because they are a work related injury or because they may be considered a pre-existing condition.A: COBRA continuation will not cover any work related injuries. Any work related in ...
- Will COBRA pay my medical bills?
Q: I just found out that my husband's employer actually terminated our policy 2 days after his termination of employment. We have outstanding medical bills & claims for outpatient surgeries & office visits & dental bills which have occurred during the past few weeks in which we believed that we ...
- Will COBRA start immediately if my wife quiets her job?
Q: My wife has our coverage through her employer. If she was to quit is coverage still available to our family immediately with costs being charged to us 100%? A: If your wife's employer has more than 20 employees, they must offer you COBRA. It is a continuation of the same group health p ...
- Will I be able to extend COBRA if I'm pregnant?
Q: I am currently insured under COBRA and I want to know what will happen if I get pregnant under this coverage. I am afraid I will be a "pre existing condition" under another policy. Will I be able to extend my current COBRA coverage? A: COBRA is a continuation of an employer’s group p ...
- Will I be able to extend COBRA past the 18 months?
Q: My job terminated and I applied for COBRA as soon as I became eligible based on the termination event. My understanding is that my COBRA coverage is available for 18 months. My question: Is it possible to apply for an extension of this insurance group coverage through COBRA for any additiona ...
- Will I be able to keep the same benefits?
Q: I am currently employed by a company where I have Kaiser for my medical insurance. If I were to quit my job, would I be able to apply for COBRA and still maintain my Kaiser membership? I am unfamiliar with how all of this works. A: COBRA is a continuation of an employer’s group plan. ...
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