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General COBRA Questions
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There were 2399 questions found in this category:
 COBRA
Q: I want an insurance policy that is exactly the same as the health insurance I have now. Can I get a quote please? A: To get the same insurance you have now when you are working, after you leave that position you can opt for Cobra. It’s a federal law that allows you to continue your c ...
- COBRA
Q: I was divorced in mid-January. My ex-spouse told me he took care of COBRA and continued paying the premium as I was in the middle of treatment at the time. In mid-April I received paperwork from the COBRA dept. telling me to fill it out and send in by June 2nd with the required premium. I ha ...
- COBRA
Q: Applied for Cobra in March under a company sponsored severance plan. Company filed chapter 11 following application and rates changed dramatically. I was not offered opportunity to change application in a timely matter to reduce cost. Am I subject to the 30 day grace period that the company ...
- COBRA
Q: How long does a company have to send your cobra papers so you can up? A: After you loose a job, if Cobra is going to be an option, your previous employer has by law 45 days to send you information in regards to your Cobra coverage. From there you have 60 days to opt to take the Cobra cover ...
- COBRA
Q: I was let go from my 21 year job, April 17, 2009. When does my Cobra option start? I have paperwork that has ended my health coverage, but no one has offered me Cobra coverage. Also is there a time limit as to when my old employer has to send me paperwork to offer me Cobra? A: To apply for ...
- cobra
Q: My insurance through my company ended 04/30/09. If I were to take a contract position that is only for 4 months from 06/15/09 - 10/15/09 and the contract recruiting company offers insurance to contractors that might not be as good as my previous insurance through my previous employer, would ...
- Cobra
Q: I was laid off from work 5/01/09. My last day of coverage is 5/31/09. Am I automatically covered or do I need to sign up? A: You need to apply for Cobra to have coverage, you need to do so through your previous employer, the HR department may be able to answer questions if not they can pu ...
- cobra
Q: What if your employer does not send you a packet for COBRA or State continuation? Can I get the paperwork on my own? We are less than 20 employees where do I go to continue my coverage? My employer is dropping our health plan, is COBRA or mini COBRA still an option. A: If your company has ...
- cobra
Q: If I elect to continue my health care coverage through a cobra plan, and I am hired by a company that offers a health insurance plan, may I compare costs and continue with the cobra coverage if it is more cost effective for me? Or am I automatically off the cobra option once I accept employm ...
- cobra
Q: If you lose your job do you qualify for special benefits through cobra- you pay 35% of cobra. A: To be eligible for the reduction you need to be eligible for Cobra. To find out if you are eligible for Cobra, you need to contact your previous employer, the HR department or their benefits de ...
- cobra
Q: Cobra was not offered by my company! When they went bankrupt and another company took over my husband worked for them for 2 weeks and was let go are we eligible for cobra? A: If your husband was on the group health plan when he was working, the company has more than 20 employees, and there ...
- cobra
Q: Hello, I resigned from my previous position, and my last official day as an employee was April 30th, 2009. I was not given any information about Cobra insurance. I recently spoke to a former employee and was told I had an option to continue insurance coverage through Cobra. Is that still a p ...
- cobra
Q: I was recently let go, my health insurance will end 7/31/09. I am married and have two children that I would also like to be on my insurance plan. Please let me know what kind of coverage/rates I can get. Thanks! A: If you are referring to Cobra, you need to apply for that through your pr ...
- cobra
Q: I will be laid off this month (6/20/09) and my employee insurance will end. They did offer me to continue coverage w/Cobra but I can’t afford the high premium rate. I do have a pre-existing condition (high blood pressure) which requires daily medication. I have no clue what to due from ...
- cobra
Q: My question is this: If an employer terminates a policy for whatever reason--Are employees eligible for cobra with the existing employer paying 65% and employee paying 35%---and then what happens if the company is sold --does the new owner have to pick up where the old owner left off--ex. pa ...
- cobra
Q: WHAT ARE THE NEW REGULATIONS ON HOW MUCH A COMPANY OF 100 OR MORE WOULD HAVE TO PAY IF ANY,FOR AN EX EMPLOYEE? WHO WANTS COBRA A: The American Recovery and Reinvestment Act of 2009 (also know as the federal stimulus package) provides for premium reductions and additional election opportuniti ...
- Cobra
Q: I will be 63 and a half and will retire then. I will take cobra ins. for my wife and myself until I reach 65 at which time I will go on Medicare. My wife is 6 months younger than me. Will she be able to stay on my cobra ins. until she reaches 65 under the qualifying event rule. (Me going on ...
- cobra
Q: I have been with Cobra in the past. Can I get the same coverage as I had at the time? A: To be eligible for Cobra, you need to have lost a job that you had benefits at, and meet the requirements to be able to apply. You can’t just pick Cobra up on your own, Cobra is a federal law tha ...
- COBRA
Q: How does COBRA work if your employees were employed through a leasing company and your company went under, therefore the client agreement with the leasing company was terminated. Are employees still covered under COBRA? I know that if a company claims bankruptcy, they are not. But, since the ...
- cobra
Q: I am leaving one job for another, but must wait 90 days for the new group coverage. If I do not take Cobra will that affect my new group coverage? A: It shouldn’t, I would talk with your new employer to verify that. However, accidents do happen and you want to be sure you have covera ...
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