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There were 659 questions found in this category:
  1. questionI was layed off, what are my insurance rights?
    Q: I have recently been layed off from my job. I became sick and was hospitalized. Upon my return to work I was given little or no work. After explaining to my employer that I needed to work to keep my insurance I was told that they would understand if I needed to quit. I asked if this was a la ...

  2. questionI was terminated from my job.
    Q: I was terminated from my job. I was on a leave of absence and it was not approved. They will not let me roll over to COBRA they told me to get State asst. I am Kidney Transplant Recpt....what am to do? A: If your employer has more than 20 employees, they are obligated under COBRA federal l ...

  3. questionI'd like to know what your child-birth coverage is?
    Q: I am leaving my job April 26 to begin a new job may 1. I am currently covered through Select Med by my employer. The new company insurance will not be effective until June 15 (45 days). My wife is pregnant and due June 10. We live in Utah and I'd like to know what your child-birth coverage i ...

  4. questionI'm between employers, how do I get coverage for my prescriptions?
    Q: I am changing jobs and will begetting insurance through my new employer with-in a few weeks. I will need to get 3 prescriptions re-filled before the new insurance starts. What can I do to get my medications covered while I am in between the employers’ group plans? A: The employer y ...

  5. questionIf I am coming off of workers compensation, can I opt for another health plan under my employers benefit packages that may be cheaper for me?
    Q: I have been out of work for 18 months due to a work related injury. I have now been told by my doctors that my illnesses not related to the injury, have caused me to have a permanent disability. My employer is now terminating my health benefits and I have to pick up COBRA until my SS Disa ...

  6. questionIf I have a Pre-exsting condition and my COBRA is running out, what are my options?
    Q: I presently have Cobra insurance. My husband passed away 13 months ago and my cobra will be running out soon. I am having a terrible time trying to find insurance since I have diabetes. What can I do or why am I being told that NO ONE will insure me with diabetes. A: If you have COBRA insura ...

  7. questionIf I have not received any information yet...?
    Q: If I have not received any information yet, does that mean I am not covered? Will there be a lapse in coverage? A: No. Your employer legally has up to 45 days to get to you the information you need to elect COBRA. If you need to seek medical treatment with in the time period it takes for yo ...

  8. questionIf I have preexisting health conditions can I still elect COBRA?
    Q: If I have preexisting health conditions can I still elect COBRA? A: Yes. COBRA is a continuation of the same group health insurance that you had with your past employer. If those health conditions were covered under the policy before they should be covered under the continuation.

  9. questionIf I have specific questions regarding my existing COBRA coverage who do I ask?
    Q: If I have specific questions about my COBRA coverage who do I contact? A: We are the "COBRA experts" and can answer most of your questions regarding COBRA. Since COBRA is a continuation of your past employer’s group health plan. Your previous employer is responsible for sending you ...

  10. questionIf I quit a new job before I am eligible for their insurance can I continue on cobra from my old job
    Q: If I quit a new job before I am eligible for their insurance plan (60 day waiting period) can I continue on cobra from my old job after quitting a new job? With COBRA, you are paying the full premium for group health coverage; therefore, you may stay on it for up to 18 months, unless you are ...

  11. questionIf I quit my current position and continue my insurance coverage, including maternity, through cobra, can I get on the basic coverage and does this include materinity coverage.
    Q: If I quit my current position and continue my insurance coverage, including maternity, through cobra, can I get on the basic coverage and does this include maternity coverage. I am currently pregnant. Thank you, Heather A: COBRA is a federal law, which allows you to continue on the employer& ...

  12. questionIf I quit my job voluntarily do I qualify for COBRA?
    Q: If I quit my job voluntarily do I qualify for COBRA? A: YES. COBRA is a federal law that requires employers with 20 or more employees to offer the continuation of the same group health care coverage after you've voluntarily or involuntarily left your job, or have had your work hours reduced. ...

  13. questionIf I quit my job, do I still qualify for COBRA?
    Q: If a company is downsizing, and offers an employee lower position with a reduction in salary and that person quits, can the employee be covered under COBRA and for how long?A: These events apply to the covered employee and their dependants that are covered under the COBRA policy 1. Volunta ...

  14. questionIf I was a federal employee, do I have the same rights under the COBRA law?
    Q: If I was a federal employee, do I have the same rights under the COBRA law? A: No. Federal employees will fall under a similar law. You should contact your employment representative or you may call 1-800-321-1080. If you are a healthy person who does not live in NY, NJ, MA, or VT and wou ...

  15. questionIf my husband is on Medicare can he elect COBRA? What are my options as his spouse?
    Q: My husband was employed and was covered under a group plan as well as Medicare. He is no longer employed and has elected cobra. However, his cobra plan has informed us that because he is covered under Medicare, he is not entitled under federal law to receive cobra benefits. Is this true? And ...

  16. questionIf my husband retires and is eligible for Medicare am I still allowed to get medical coverage?
    Q: If my husband retires and is eligible for Medicare am I still allowed to get medical coverage? A: Being entitled for Medicare is a qualifying event. If your husband elects Medicare and comes off of the employers insurance, you as a dependant will be eligible for COBRA for up to 36 months. Pl ...

  17. questionIf my wife and I are getting a divorce, am I eligible to continue on her group health plan and for how long?
    Q: If my wife and I are getting a divorce, am I eligible to continue on her group health plan and for how long? A: Yes. Divorce is a qualifying event. You, as a dependant, are able to select COBRA for up to 36 months. If you are a healthy person who does not live in NY, NJ, MA, or VT and would ...

  18. questionIf my wife has continuing insurance with COBRA and her employers group health plan, which plan is primarily responsible for her medical claims?
    Q: If my wife has continuing insurance with COBRA and her employer's group health plan, which plan is primarily responsible for her medical claims?A: Generally, the COBRA coverage is not limited to only those pre-existing conditions. If your state is involved with a COB rule, then the group hea ...

  19. questionIf there is only one month lapse do we need to elect COBRA?
    Q: My husband's insurance at his new employer starts on June 1. His old co. insurance coverage terminated Apr. 30. We have a one-month gap. Are we still covered for the month of May, or would we need to pay for one month of COBRA? If so, can we elect to hold off, and then pay the COBRA rate shou ...

  20. questionIf you don't return after birth of a child
    Q: On the day my daughter-in-law was to return to work after family and medical leave, she notified her employer she was not returning and wanted COBRA. Her insurance was stopped that day. Can she get COBRA and should she still be covered on the group policy until the COBRA starts? A:COBRA is no ...

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