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There were 591 questions found in this category:
  1. questionIs it possible to add a new spouse or dependant to my COBRA coverage?
    Q: Is it possible to add a new spouse or dependant to my COBRA coverage?A: Yes. A qualified beneficiary has the same rights to add newly-acquired dependents on the group health plan as a similarly situated employee. If you get married, you may add COBRA coverage for the new spouse, if active emp ...

  2. questionIs it true that I don't pay on Cobra unless I have a situation that I need medical attention?
    Q: Is it true that I don't pay on Cobra unless I have a situation that I need medical attention? I have changed jobs and will be w/o insurance for one month. I am unclear about when I sign up and pay. I have heard that Cobra is retroactive if/when I need health insurance. Is that true? Thanks.A: ...

  3. questionIs my employer required to offer COBRA?
    Q: If I've worked at a job for 2.5 months and decide to leave does the employer who has over 100 people have to provide COBRA insurance? thank you A: COBRA is a federal law that requires employers with 20 or more employees to offer the continuation of the same group health care coverage after yo ...

  4. questionIs there a pre-existing condition clause with COBRA?
    Q: Is there a pre existing clause with COBRA? A: There is no pre-existing condition clause for COBRA continuation. If you elect COBRA you are actually continuing the same group health insurance that you had with your past employer. So, if your medical conditions were covered under that plan they ...

  5. questionIs there an age requirement for COBRA?
    Q: I was told by my company that you must be 55 years of age or older to be qualify for COBRA coverage. Is this a true statement?A: The age of the employee is not a factor to qualify for COBRA. As long as the employer has more than 20 employees and the employee is on the group health policy befo ...

  6. questionIs there any minimum time period I have to be in that position in order to qualify?
    Q: I am 60 years old, and my Cobra coverage from my last job will be ending June 25th. I am working on getting a part-time job with a school district, and I understand they provide full coverage for part-time employees. If, for any reason, I have to leave that position, will I again qualify fo ...

  7. questionIs there coverage between my last day and the day I receive the COBRA papers?
    Q: What happens from the day you leave your job until the COBRA info arrives? Would I be covered? Do you lose your coverage the day you leave?A: As soon as you sign up for COBRA (before your deadline) and make your premium payment, you will be coveraged retro actively back to your last day. Thi ...

  8. questionIs there Short Term coverage available??
    Q: I am quitting my job and going out of the country for vacation and need short term insurance that will cover me out of the country. What plan should I consider? A: If you are quitting your job, you are still able to elect COBRA coverage, but it may take up to 45 days to receive the informati ...

  9. questionLapse in Coverage
    Q: My husband changed jobs and there was 15 days between the stop of coverage on his old insurance and the beginning of coverage on the new insurance. We are already enrolled in the new insurance. How/when would I know if a letter stating that we had no lapse in coverage is required? Does it eve ...

  10. questionlapse in coverage for 1 week
    Q: I lost my job 3/30. I have coverage until 6/16. I will not start my new job until 5/21. My new insurace won't start until 30 days after I start. I will have a lapse in coverage for 1 week. Do I need to get COBRA for that time? A: Well, since the employer has up to 45 days to get COBRA inform ...

  11. questionLapse in Coverage until Medicare
    Q: My father was diagnosed with cancer April 18, 2013. He went on short term disability and then long term disability. The cancer came back in February 2014 and he decided to retire from his company March 1. Medicare isn't in effect until April 1. The chemo/medication for March will be a minimum ...

  12. questionLapse of 2 weeks between jobs
    Q: Hoping you can answer/advise me. I will be voluntarily resigning for my job where I have health insurance and would like to take 10-14 days off prior to beginning new job which will provide insurance on day one of employment. What is the best way to cover the 10-14 days when I am not employed ...

  13. questionlast bill paid
    Q: Can you tell me when was my last bill paid ? A: COBRA is not an insurance company. COBRA is a federal law that requires employers with 20 or more employees to offer the continuation of the same group health care coverage after you've voluntarily or involuntarily left your job, or have had yo ...

  14. questionLeaving Current Job
    Q: I will be leaving my current job in Indiana on April 8th and relocating to Mississippi. I would like to purchase COBRA insurance, but I'm a bit confused. If I select COBRA, does my current insurance plan carrying over? Do I continue my current plan but I pay the amount instead of my employer? ...

  15. questionLength of benefits
    Q: My husband, who has pre-existing conditions, is currently on my former employers COBRA plan (14 month), I have an individual plan. The cobra plan initially is for 18 months. I have been reading that Cobra may be extended up to 36 months. Due to his pre-existing condition, and age of 62 can we ...

  16. questionLength of time COBRA benefits can be received
    Q: I retired at age 62. My 18 months of COBRA coverage ends soon. When I contacted my former employer before shopping for new insurance, I was told my benefits could last up to 36 months, when I would be eligible for medicare. Is that correct? A: No, that is not correct. The COBRA law dictates ...

  17. questionLength of time to qualify
    Q: I left a company in March of 2005 and my COBRA benefits ended Sept, 2006. I am thinking of rejoining the same company for the health insurance benefits. But if I decided to leave again, how long would I have to stay at the job in order to qualify for COBRA again? Thanks.A: As long as you have ...

  18. questionLife after COBRA with a preexisting condition.
    Q: I have been on Cobra since Jan 2006. In Feb 2006 my wife had an accident that will require further surgery after the 18 month Cobra period has ended. It seems that my only alternative is an individual plan with a rider on my wife's pre-existing condition. This means that I will end up paying ...

  19. questionliving abroad
    Q: I am an American citizen and am living with my children and husband in Germany where he (green card holder) is presently working for a US company and has me and my children insured with the company. However, a change is expected where my husband will stop employment for the U.S. Company and ...

  20. questionLong-Term Disability and COBRA
    Q: I am on long term disability through my school district's LTD plan. I will not qualify for SS or full disability at the end of the 24 month LTD period. During this 24 month period I am receiving 80% salary, 100% of the district's insurance package (with waived premiums) and I am under contrac ...

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