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There were 698 questions found in this category:
  1. questionI am a US citizen living in Italy, do I qualify for COBRA?
    Q: I am a US citizen and have been living and working in Rome, Italy for four-and-a-half years. I am a professor at The American University in Rome - a university that is incorporated both in Italy and in the U.S. I have multiple sclerosis. I am covered in Italy by a national health system; I ha ...

  2. questionI am pregnant, what are my COBRA options?
    Q: I am currently 12 weeks pregnant with a so far uncomplicated pregnancy. I need cobra for two more weeks until I start a new job and just need it just in case. I have no appointments scheduled and really would only need it for if something went wrong. We also just moved from Minnesota to Georg ...

  3. questionI am pregnant,can I speed up the election process?
    Q: I quit my job last month and just found out that I am pregnant. I would like to go to the doctor very soon, but will not receive the form in the mail for 3 or 4 more weeks. Is there a way I can apply for the Cobra insurance right now? And if I want to choose the Cobra alternative plan, will i ...

  4. questionI am under cobra due to a divorce. When I remarry does COBRA end, or can I continue it for the duration of the time remaining?
    Q: I am under COBRA due to a divorce. When I remarry does cobra end, or can I continue it for the duration of the time remaining? A: Yes. Divorce or Legal separation are triggering events that allow you to continue on the same group health plan offered by the employer. If you are coming off the ...

  5. questionI am waiting on cobra paperwork and was wondering what my premium will be?
    Q: I am waiting on cobra paperwork and was wondering what my premium will be?A: COBRA is offered to you by your employer. It is a continuation of the same group health plan that you were on. Since, you no longer work for that employer but still have their coverage; you will be responsible for 10 ...

  6. questionI can't pay for COBRA anymore....What happens to the bills submitted to insurance?
    Q: I may not be able to make my Cobra payment within 30 days of the invoice date. I understand that my coverage will be cancelled. I have had medical expenses this month which have been billed through insurance. What happens to the charges that have been billed to insurance? A: Since you won't h ...

  7. questionI do not have health insurance, am I still eligible for COBRA?
    Q: My husband and I do not have health insurance, we been wihout health insurance for a year now and his health insurance at his job is so expensive. Are we able to get COBRA insurance, what are our options?A: COBRA election does have certain time limitations. You have only 60 days to elect COBR ...

  8. questionI have an HMO/PPO and I am moving out of state
    Q: I have an HMO plan with my employer. I’m moving to Texas from California. Will my COBRA monthly payments stay the same? A: If there are more than 20 employees at the job you are leaving, then that employer has to offer you a continuation of the same group health plan for duration of ...

  9. questionI have been at my job less than a year, can I quailify for COBRA?
    Q: Is there minimum length of employment required to qualify for COBRA? Let's say you were working for less than a year, can you still qualify upon termination?A: As long as you have obtained health insurance from your employer you are eligible for the continuation coverage. The length of employ ...

  10. questionI have heard about COBRA election being under time restrictions. How long do I have to elect coverage?
    Q: I have heard about COBRA election being under time restrictions. How long do I have to elect coverage?A: COBRA election does have certain time limitations. You have only 60 days to elect COBRA. That is by the 60th day from when the written notice was sent to you or from when your health care ...

  11. questionI have heard that COBRA can last to 3 years, is that true?
    Q: Has the law changed for Cobra coverage to last 3 years instead of 18 months? I don't have any extended reasons as noted on the website -- I just left my company. Please advise as I am hearing 18 months from some and 3 years fromn others. A: It is 18 months with a job termination (quit or got ...

  12. questionI have insurance with my current employer, I will be moving to NJ and hope to elect COBRA. What are my options?
    Q: I have health insurance with my current employer in NH until May 31st (when my current employment contract ends), and I am planning to continue that insurance through COBRA until around June 15th, when I move to NJ for my new job. I need health insurance to cover myself, my spouse, and my i ...

  13. questionI have left my job two weeks ago, how long will it take for me to get any COBRA information?
    Q: I have lost my job two weeks ago, how long does it take for me to get any COBRA information? A: Your employer has a maximum of 45 days to get that information out to you. If you are a healthy person who does not live in NY, NJ, MA, or VT and would be interested in a lower cost Alternative ...

  14. questionI have worked with a company that had only 5 employees. Am I still eligable for COBRA?
    Q: I have worked with a company that had only 5 employees. Am I still eligible for COBRA?A: Generally, a company is subject to the provisions of COBRA when the have 20 or more "employee's" on at least 50% of the typical business days during the preceding year.If COBRA is not an option for you, y ...

  15. questionI haven't received any COBRA information that I requested from my employer
    Q: I terminated my employment and have rehired with another company. I have about 25 days before my new coverage takes place. My past employer has not yet sent me any Cobra info even after me contacting them. Is Cobra good for this period of remaining 25 days? A: Your previous employer has up ...

  16. questionI maied in my election form and payment, when does COBRA coverage start?
    Q: I mailed my form and check last Saturday to begin coverage for May. When does my coverage begin?A: When your election form and payment is received by your previous employer (or their 3rd party administrator) your COBRA coverage is retro-active to your last day of employment or your last day ...

  17. questionI need cobra coverage-going throu a divorce-huband was fired
    Q: I need to be covered by insurance through Cobra. My husband was fired by his family business and now works under the table and collects unemployment. Am I entitled to coverage. We have been separated but not legally-still in process. I was covered under Blue Cross Blue Shield. Thank you Susan ...

  18. questionI need to find out the exact dates I was on COBRA, who do I ask?
    Q: I am trying to determine the exact dates of coverage I had with COBRA sometime during the 2005. Where do I get this information?A: You will need to contact your previous employer, where you initially signed up for COBRA. It would be their HR Dept. or benefits manager. They will be able to tel ...

  19. questionI now have a job where I am eligible for medical insurance. Can I continue to keep my cobra?
    Q: My ex husband was ordered to pay my cobra for 3 years because I was unemployed at the time of our divorce. I now have a job where I am eligible for medical insurance. Can I continue to keep my cobra?A: Cobra is an option for you. You can use your COBRA for up to 36 months is the event of divo ...

  20. questionI still haven't received COBRA info?
    Q:I was laid off from my job and still have not received COBRA information from my former employer. Aren't they obligated by law to send me the information within 45 days? What steps can I take if I do not receive any response from them? Will I become ineligible if they do not send my paperwork ...

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