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There were 744 questions found in this category:
  1. questionHelp, my COBRA payments are being made but my insurance is not valid! What do I do?
    Q: I have health and dental insurance thru my company I work for. I also have coverage for my family. My son turned 23 and he had to be dropped October 2006. I got cobra for him starting with my 1st payment November 2006. I have been current and just paid the May 2007 payment. He is in Californ ...

  2. questionHistory of Breast Cancer
    Q: I have a history of breast cancer. What if I still have not found a new job with medical coverage by the time the 18 months of Cobra is finished? Can I extend the Cobra? What are my options?A: There are only a few ways that a person would be able to extend their COBRA coverage. 1. If you are ...

  3. questionHIV & cobra
    Q: I am currently employed right now in Florida but I'm quiting in May to move to NY. I have a pre-existing condition. Can I get coverage from Cobra even with this condition? How much will it be? Thanks. A: COBRA is a continuation of the same group health insurance that you had with your past e ...

  4. questionHIV and COBRA with a company that has less than 20 employees
    Q: I am thinking of quiting my job. I am HIV+ and currently have an HMO coverage which includes perscription coverage. Two questions: 1) Can I still recieve Cobra? 2)Can cobra help me get insurance after cobra coverage ends? 3) My company is less than 20 people. Are my employers still required t ...

  5. questionHow & when do I apply for COBRA?
    Q: I have been diagnosed with a serious cancer and cannot work for the forseeable future. My employer has told me that they will have to terminate my employment within the next 30 days. I understand that Cobra may only be effective for 18 months. What steps must I take to extend this coverage to ...

  6. questionHow can I check out which Physicians are in your Network?
    Q: I am starting a new job and COBRA Health care will be provided. How can I check out which Physicians are in your Network?A: COBRA is the same plan that you had with your previous employer. So, the plan that you currently have should have a phone number on the ID card which you can call to get ...

  7. questionhow do i apply for cobra
    Q: How can I apply for COBRA.. I just put in my 2 weeks notice at my job and I really need an insurance. I have been searching for insurance but they are very expensive. I have a 2-year-old son and I really need the insurance my two weeks are almost due by the end of this week.. My co-worker jus ...

  8. questionHow do I apply for COBRA?
    Q: If I leave my current employer my insurance coverage will remain until May 31st. I would like to get COBRA coverage as of June 1st. to not have any gaps in coverage. How would I go about getting it?A: If your employer has more than 20 employers they are required to provide you information reg ...

  9. questionHow do I file a COBRA claim for benefits?
    How do I file a COBRA claim for benefits? Health plan rules must explain how to obtain benefits and must include written procedures for processing claims. Claims procedures must be described in the Summary Plan Description. You should submit a claim for benefits in accordance with the plan's ...

  10. questionHow do I find providers when I move to another state?
    Q: I just moved from California to Minnesota. I have cobra insurance, I am looking for a doctor but I do not find one provided on the web page for this area. A: COBRA is the same plan that you had with your previous employer. So, the plan that you currently have should have a phone number on the ...

  11. questionHow do I go about canceling my COBRA insurance?
    Q: How do I go about canceling my COBRA insurance?A: There are many ways that you can go about canceling your existing COBRA coverage. 1. You can contact your past employer and you may have some paper work to fill out.2. If you fail to make an election during the election process.3. If you obta ...

  12. questionHow do I reach COBRA's customer service?
    Q: What is the telephone number that I can contact customer service to inquiry. How much it would cost monthly for cobra insurance.A: COBRA is a federal law, it is not an insurance company. There is no phone number to contact them directly. This law requires an employer if there is more than 20 ...

  13. questionHow is the cost for COBRA determined when my employer is self-insured?
    Q: If your employer has an insurance plan that is self-funded or self-insured. How is cobra costs determind when an employee leaves or is released of there position?A: The cost for COBRA can be determined two different ways. One way is the premium can be based on claim expenses from the previous ...

  14. questionHow long can my spouse stay on COBRA after I'm eligible for Medicare?
    Q: I am considering retirement at 63 & 1/2 years of age. I understand that I would be covered under Cobra until at age 65 when Medicare kicks in. My question has to do with my wife, who would be 61 at the time I retire. Since Cobra seems to have a 36 month limit, would she be covered until she b ...

  15. questionHow long do I have to apply for COBRA?
    Q: My husband lost his job 6-7 months ago and at the time we did not sign up for COBRA. I have recently had a heart attack and we had no insurance and my doctor stated we could still sign up for COBRA and it would be covered. Is this true?A: COBRA election does have certain time limitations. You ...

  16. questionHow long do I have to be employed at a previous employer to be eligible for COBRA?
    Q: How long do I have to have worked or have had coverage at my previous employer to be eligible for Cobra? A: COBRA is a federal law that requires employers with 20 or more employees to offer the continuation of the same group health care coverage after you've voluntarily or involuntarily left ...

  17. questionHow long do I have to be on my employer’s health plan to be able to take advantage of COBRA?
    Q: How long do I have to be on my employer’s health plan to be able to take advantage of COBRA?A: As long as you have obtained health insurance from your employer you are eligible for the continuation coverage. If you are a healthy person who does not live in NY, NJ, MA, or VT and would ...

  18. questionHow long do I have to elect COBRA after I quit my job?
    Q: How long do I have to sign up for cobra after I leave my job? A: You have 60 days from the date of the loss of coverage to elect COBRA. Your employer legally has up to 45 days to get to you the information you need to elect COBRA, and you have 15 additional days to elect it. After that time, ...

  19. questionHow long do I have to make a decision to take Cobra after my last working day?
    Q: If I retire from a company that offers Cobra, how long do I have to make a decision to take Cobra after my last working day?A: COBRA election does have certain time limitations. You have only 60 days to elect COBRA. That is by the 60th day from when the written notice was sent to you or from ...

  20. questionHow long do I have to sign up for COBRA?
    Q: How long do I have to sign up for Cobra? I left my job Jan 07. I am needed insurance and do not know what/when I need to do something.A: COBRA election does have certain time limitations. You have only 60 days to elect COBRA. That is by the 60th day from when the written notice was sent to yo ...

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