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There were 780 questions found in this category:
  1. questionex employer changed health insurance program
    Q: My ex employer has change health insurance programs with out notifying me. I am in the middle of cancer treatment. My cancer treatment center notified me of the situation. What can I do? I have not received any information from anyone on the change. I have called the new insurance company and ...

  2. questionex employer possibly commiting COBRA fruad... cant get information
    Q: I was laid off. My employer refuses to give me the correct information regarding my COBRA, but continues asking for payment. My questions are not being fully answered .... I need to know to WHOM I send my COBRA check to. I requested the COBRA information packet, I asked a series of questions ...

  3. questionEx husband said he can use my cobra to cover him after our divorce
    Q: Can my soon-to-be ex-husband use COBRA from my employer if I'm still employed and not planning on leaving my employer? A: Yes One of the qualifying events to being COBRA is the end of an employee's marriage (your marriage). In this case, you ex-husband is eligible for COBRA continuation of ...

  4. questionextend my coverage?
    Q: Iam currently coved by cobra and I want to extend my coverage, how do I do that?A: There are only a few ways that a person would be able to extend their COBRA coverage. 1. If you are deemed legally disabled before or within the first 60 days of COBRA coverage, you are eligible for an addition ...

  5. questionExtended COBRA coverage rate increase
    Q: My COBRA coverage is about to expire, I currently pay $998.38 a month. I asked for an extension in December because of my son’s disability. I was told yes they can extend it, but I will be charged a 50% rate increase, and my new rate would be $1,497.57. Is this legal?A: Yes. An extensi ...

  6. questionExtending coverage with COBRA
    Q: I had health insurance through my empoyer. That coverage expired when my contract ended. I was told by my employer I could extend my coverage with COBRA but am unsure of how to find out more about that process or begin that process.A: Your employer is required by law to offer you the continu ...

  7. questionExteneded Cobra Coverage for a disabled individual
    Q: I have been told that an individual that is disabled is entitled to an additional 11 months of Cobra Coverage (totaling 29 months). Is this correct? Where is this documented as proof?A: The HIPPA law states that all qualified beneficiaries, not just the disabled person, have the right to cont ...

  8. questionExtension
    Q: My husband is 63 and would like retire by the end of the year. He is not eligible for Medicare for 24 months . We were told that after the first 18 months of cobra he could get a 9 month extension. Is this true? A: Typically, COBRA only lasts 18 months. The only way more time can be added to ...

  9. questionFederal Taxes
    Q:I've had COBRA for 12 months. Can I deduct the premiums on my federal and state taxes? A:The only way you can deduct premiums on your tax returns is if your COBRA premiums and other medical expenses exceeding 7.5% of your income. Because COBRA is very expensive, there are alternatives to COBRA ...

  10. questionFees
    Q:I did not get a payment booklet as indicated by a representative I spoke to on the phone and my COBRA was cancelled. Can I make up the payments for I think October & November & December? Please advise where I can send the payment to and for what missing months. A: COBRA is not an insurance com ...

  11. questionFMLA / Disability
    Q: We have an employee who recently took medical leave because she was diagnosed with cancer. She is not a terminated employee, however, she is not currently working either. She will be coming back. She has elected to go on disability while she is gone, so would she be considered eligible for CO ...

  12. questionForm 1095-A
    Q: My family and I were covered by Cobra Insurance January 2014 to July 2014 and we want to know if we have to get our 1095-A Form. We got one from our current insurance company so we want to know if we need one from you to show for the tax return. A: No, you will not get a 1095-A for COBRA. CO ...

  13. questionformer employer canceled insurance.no cobra
    Q: I requested cobra from my former employer but he canceled my coverage. Do I have any rights in this or can he just cancel it? I live in MA. Thank you.A: There are many reasons why your existing COBRA coverage can be canceled. 1. If you contact your past employer to notify of termination.2. If ...

  14. questionformer employer's responsibililty for COBRA
    Q: I resigned from my job and I thought my former employer was to send Cobra information to me. Do they have anything to do with Cobra? Or am I on my own?A: COBRA is a continuation of your former employer's group health policy. Your employer has a total of 45 days from the qualifying event (la ...

  15. questionGaps in Coverage
    My last day of work at my former employer was 5/13/2014. I signed up for COBRA.The COBRA provider has told me that because coverage under my old employer ended on 6/10/14 and their COBRA coverage does not begin until 7/1/2014, I will not be reimbursed for any expenses between 6/10/14 and 7/01/20 ...

  16. questiongrace period
    Q: If my cobra ins runs out April 30, I know I have a 30 day grace period to pay(to decide if I want to pay for the cobra). If I need to use the cobra before I elect to continue cobra in the 30 day period and I pay the premium in the month of May, will the coverage retro back to the date I nee ...

  17. questionHave not received anything from company
    Q: I was recently fired (6/24/14) and have yet to receive any communication from them whatsoever about health benefits. I still appear to have insurance but not sure how long that will last. So I'm not sure what to do about COBRA. Do I have to file within a certain amount of time from when I'm f ...

  18. questionhave not recieved cobra pack
    Q: My company closed on DEC 31st 2013. It's now April 2014 and I have not received any thing for cobra insurance. I have tried contacting them but have not heard back from them either. What should I do now? I am wanting to continue the eyemed.? A: If your company closed, you won't get COBRA. COB ...

  19. questionHealth coverage
    Q: I need to know my coverage and if it covers any kind of eye exams? A: COBRA is not an insurance company. COBRA is a federal law that requires employers with 20 or more employees to offer the continuation of the same group health care coverage after you've voluntarily or involuntarily left y ...

  20. questionhealth ins
    Q: My employer let me go on 3-13-15 he cancelled my health ins on 3-14 -15 with out giving me the chance to pay. I thought he had to cover me for 30 days? My office employed less than 20 people, I could not get my medications at drug store , I was told insurance was inactive. A: That's not nec ...

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