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General COBRA Questions
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There were 2399 questions found in this category:
 add 3 children
Q: How do I add my 3 children to my COBRA plan? Is there a separate plan for them? Do I have to apply for a family plan? I cannot seem to contact anyone on the phone. I prefer the phone method. A: If you are on COBRA through a past employer and are continuing on their group plan you would eith ...
- Added Child but payment was not accepted
Q: I elected COBRA and pay all the premiums for my wife who was pregnant. I elected, spouse only and then when the child was born, I informed the provider to add the child within the 30 days required. They sent supplemental coupons. I paid the prorated amount to add the child and the payment wa ...
- adding a newborn to COBRA
Q: I would like to know how to add my newborn to our current cobra insurance. I just started cobra this month and my insurance holder said I would have to add our newborn son to our Cobra insurance. A: When your baby is born, you should contact your previous employer where you initially signed ...
- Adding coverage to COBRA
Q: I have Cobra through a job I had in Michigan, I have moved to another state and although my current job offers insurance, I want to continue my Cobra. Can I add some of the benefits I original refused to my plan. Like dental and eye. They where offered but I declined them and only took healt ...
- Adding spouse and child to insurance coverage
Q: At first I just checked my self being the employee for coverage, but after second thought and hearing the OBAMA LAW (65% pd by employer). I want to be able to add spouse and child to my profile and to quotes. How do I do so? Thank You A: To find out the quote for your family under the Govern ...
- address change
Q: I moved and I don't know if the monthly bill is being sent to the right address, how do I find out if it is being sent to the right place?A: You should contact your previous employer's HR department or benefits manager to let them know that your address as changed. They may have a 3rd party ...
- address change
Q: I would like to change my address. Also it says my application is incomplete yet I’ve been charge already. Please give me access and change the status. Thanks. A: If you are under COBRA coverage you need to contact your COBRA provider, which most often times if someone your previous ...
- ADMINISTRATORS ACCEPTING PAYMENTS
Q: I recently received a new Cobra Administrators letter (my 3rd year), the 3rd one. It will only send an invoice for each month and you can not pre pay each month. The other 2 Administrators I've had did. I prepaid months in advanced so I would never be cancelled or hassle about late or missin ...
- Adoption in progress
Q: My former employer refused to let me purchase cobra on a child we are adopting. They say because the adoption is not finalized he does not qualify. Is this employer right? A: The law allows you to add an adopted child to your COBRA continuation. However, the adoption must be finalized. ...
- After birth of a newborn, adding another child to COBRA coverage
Q: I elected employee-only COBRA health coverage. Upon birth of my new baby, I will change my coverage to employee + children. At that time, can I also add my daughter, who was covered before I terminated employment? I chose not to add her to COBRA to reduce expenses & had her father add her to ...
- After termination I was never offered cobra.
Q: Never being offered cobra , I had a lapse in coverage.Is anyone at fault? I feel like my company abandoned me as well as the health insurance. They provided me with no offer to apply for cobra. A: Your employer (assuming they have more than 20 employees) has a total of 45 days from the quali ...
- age for Cobra coverage
Q: My 24 year old son has been on my group health plan and is graduating from college this month. He does not have a job. Is he eligible for Cobra? A: He will be eligible for Cobra, you would need to talk with your employer and let them know the situation and that you need a Cobra packet to e ...
- alternative plan to COBRA with a pre-existing condition
Q: I am on COBRA with a pre-existing condition. Is there a program that will help decrease the premium and cover the pre-existing health condition?A: Due to the pre-existing condition your best option would be to stay with your COBRA plan. If you’re finding the premium to expensive you ca ...
- alternative plans
Q: What is a COBRA alternative plan, exactly? How do I know if the alternative plan will give me the coverage that I currently have? Or will it? A: A Cobra Alternative is a more affordable option to your Cobra coverage. Our Cobra Alternatives do not cover pre-existing conditions and it would ...
- Alternative plans vs actual Cobra
Q: Since I have a pre-existing condition (Diabetes type 2) I cannot choose an alternative plan and I don't see any other options for enrollment with regular Cobra. How do I enroll in regular Cobra?A: You have to contact your previous employer to obtain your Cobra packet to extend your coverage. ...
- Alternative plans vs actual Cobra
Q: I have a pre-existing condition (Diabetes type 2) I cannot choose an alternative plan and I don't see any other options for enrollment with regular Cobra. How do I enroll in regular Cobra?A: COBRA is the name of a federal law. COBRA contains provisions giving certain former employees, retire ...
- Alternative Rates
Q: I was laid off from the State. I am now a Temp Fed Tech. I was offered COBRA Insurance but it was a little too steep for me to afford. Do you have an alternative for 12 months for cheaper? I was told you did, but wanted to double check. Please e-mail me soon. Thank you so much for your time ...
- Alternatives
Q: Hi- I have a couple questions regarding your quotes and different plan options. I will be returning to school in a month and am in need of insurance for a month, as I lost my job prematurely. I am on several prescription meds that need filling only once a month but add up quickly. What plan ...
- Am I covered?
Q: I wanted to check to see if I have covered for Dental Insurance and when my cover ends? Thank you. A: To see what your insurance covers you need to contact your insurance carrier. If you are on COBRA, it’s the same coverage you had when previous employed. If you have further question ...
- Am I elegable for Cobra
Q: I was working 32-40 hours a week for a 4 person office and was given full benefits including Blue Cross PPO by my employer. I was let go due to his money problems. I asked him about Cobra and he said he would have the information sent to me. I worked for him for 9 months. Is he responsible f ...
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