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General COBRA Questions 
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There were 277 questions found in this category:
 Cobra Coverage of New Employee
Q: My husband recently underwent a career change (approximately 4 months ago) and immediately signed up to his new employer's group medical coverage in which they pay the entire monthly premium. He is now considering leaving this job to consult (self-employed) full time. Due to the fact that I a ...
- Cobra coverage when employer closes
Q: I am currently getting insurance coverage with COBRA via my previous employer. I send them a check every month for my coverage. They have in the works a closing or selling of the company. What will happen to my insurance coverage if they close? Is there any subsidized coverage available thro ...
- Cobra Eligibility and medicare.
Q: I am 64 yrs. old & will turn 65 Nov. 22, 2007. I am employed full time & have full health benefits. My wife (turns 62 Aug. 20, 2007) is also covered under my benefits plan. I will be eligible for Medicare Nov. 1, 2007. If I terminate employment or reduce my hours on Dec. 1, 2007, making me ...
- Cobra eligibility requirements
Q: How long do you need to be covered by your company's insurance plan before you can be eligible for Cobra if you leave? For example, if my company's insurance kicks in on May 15th and I resign on May 16th, will I be eligible for Cobra even though I was only under the insurance plan for one day ...
- COBRA Eligible for business under 20
Q: An employer only has 8-9 employees, so they are not subject to COBRA continuation requirements, yet they have elected to provide these benefits to this one employee (and refer to the benefits as COBRA benefits). The group has certified to the insurance company that they are subject to COBRA. ...
- cobra employer letter
Q: I have resigned from my job, and I know I was suposed to get a letter from my employer about cobra options. I never got that letter . What are my options now, because I need my health insurance? Can you please help me to find out what's the next step? Thank you. Carmen A: Your past employer o ...
- COBRA Enrollment dates
Q: I know an employee has 60 days to elect the coverage, but does that mean the election paperwork/notification must be in the administrators hand on the 60th day or the member electing Cobra has to mail the notification by the 60th day? thank you!A: Your employer must recieve your election with ...
- cobra extension
Q: My cobra coverage will end on July 9, 2007. Am I able to extend my coverage or apply for a new policy? Please answer soon as time is running out. If not who can I call to find another insurance company.A: There are only a few ways that a person would be able to extend their COBRA coverage. 1 ...
- COBRA extension
Q: A man and his wife elects Cobra coverage upon his employment termination. The Cobra term is 18 months. During the 15th month of Cobra coverage, he becomes eligible, and enrolls with Medicare. How does this effect the Cobra coverage for the wife? Is she eligilble for 36 months from the date o ...
- COBRA ID cards
Q: I have signed up for cobra and have made payements. Will I be reciving a new insurance card or do I still use my old one? A: Since COBRA is a continuation of your previous employer's group health policy, you will be able to use the same ID cards. The "old" card will be re-activated once your ...
- COBRA Insurance and non-payment
Q: I am employed and have been on medical leave since December 2006. I was notified by letter that I owed $824 to catch my insurance premiums up. I sent this to my employer and then received a letter that I had been cancelled April 30, 2007. I called and they told me to send a premium of $396. I ...
- Cobra insurance for my wife
Q: I have Oxford Liberty insurance form my work. My wife is 62years and she is on this polycy. In August I will be 65 years and will take medicare. As I understaood I will not be allowed to continue the employer's insurance. Can my wife have Cobra insurance for 18 month after I will get medicar ...
- Cobra Lapse period
Q: I have a new employee who is/was on Cobra from a previous employer. She received a termination notice from Cobra because the mailed payment was not received (and not yet cashed). She was never advised that there was a 30 day grace period to replace the check and make her account current. They ...
- COBRA Plan Coverage
Q: I live in Hawaii and I have insurance with my present employer. I have job offers in both Arizona and Texas and will probably move within the next few months (before the next open enrollment period with a new employer). My present employers' policy is not available in either Arizona or Texas. ...
- COBRA prescription coverage
Q: Are my prescriptions covered under COBRA?A: Yes. The COBRA law allows you and your beneficiaries to continue on the exact same coverage that you had with the group health plan. Group health plans generally consist of dental insurance, vision insurance, prescription plans and HSA's. A qualif ...
- Cobra qualifications when one has been incarcerated
Q: I have a friend who has been incarcerated for DWI. During the time he is in prison, does he and/or his dependent qualify for Cobra coverage? A: If any of these reasons were the cause of the activation of COBRA, then the employer by law has to offer a continuation of their group health plan ...
- Cobra when employer closes business
Q: I currently have cobra through an X employer. I have had coverage for approx. 12 month. He may be closing his business due to bankruptcy. If he opens another business under another name, will I be eligible to continue my Cobra coverage under the newly formed co? Also I read that in the event ...
- COBRA with additional coverage
Q: My husband & I (spouse) had coverage through his employer and he was recently terminated from his position. I have coverage available through my work but that coverage does not cover a procedure (test) I had planned on having done in a couple of weeks where the coverage I currently held with ...
- company buyouts
Q: I have been offered a buyout from my current employer, which includes two years of health insurance. Will I be eligible for COBRA after this two-year period ends? Thank you. DakotaA: Company buyouts can be complicated in relation to COBRA. If you no longer work for the company, than COBRA sh ...
- Company going up for sale. Is COBRA still an option?
Q: My husband was recently laid off, as were many other employees. His company is going up for sale very shortly. His company has its ex employees paying for medical on a weekly basis for now, and has said after the end of June Cobra is possible. If there is no longer a company, can there be Cob ...
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