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General COBRA Questions
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There were 2399 questions found in this category:
 Are step-children eligible for COBRA?
Q: If an employee has family coverage and then he and his wife get a divorce, I know that the wife receives coverage under COBRA. For how long? 36 months? Then, what if she has children from a previous marriage that were on her husbands plan? Are they as well or does the plan holder have to be t ...
- Are there premium caps on COBRA?
Q: My client has inquired about an annual 3% premium rate cap for cobra . Everything I'm reading tells me there wouldn't be any type of premium cap enforced because the cost of healthcare continues to increase where naturally the premium for cobra would increase if the group health plan premium ...
- Are we eligible for COBRA if we are still employed?
A: My husbands company pays for our family insurance. His insurance is the primary and pays 80% - my insurance through the state is our secondary and pays most of the remaining balances. My husbands company is going to drop the current insurance and is looking for a cheaper insurance company and ...
- Are You Eligible For COBRA at Less than a Month?
Q: My husband was laid off in January and we're currently on COBRA. I started a job in mid-April with benefits that began the first day. This job doesn't look like it is good fit and I may resign shortly. Does my new company have to offer COBRA as of my termination date? Could we decide to st ...
- ARRA
Q: We received our enrollment papers with a quote for the full price of coverage. It is my understanding with the ARRA I am only responsible for 35% of that amount. Is this correct? A: The American Recovery and Reinvestment Act of 2009 (also know as the federal stimulus package) provides for ...
- ARRA
Q: I would like to inquire about receiving Cobra through the American Recovery and Reinvestment Act of 2009. Could you please lead me in the right direction? A: To be eligible for the ARRA, you have to be eligible for Cobra. As far as if you are eligible for the reduction in your Cobra premiu ...
- ARRA
Q: I want to know how the ARRA benefits are going to affect my taxes at the end of the year. Are the saved dollars going to be considered income that I will owe taxes on? A: The American Recovery and Reinvestment Act of 2009 (also know as the federal stimulus package) provides for premium reduc ...
- ARRA
Q: Will this discount apply with all cobra plans? A: The American Recovery and Reinvestment Act of 2009 (also know as the federal stimulus package) provides for premium reductions and additional election opportunities for health benefits under the Consolidated Omnibus Budget Reconciliation Act ...
- arra act
Q: I was injured at work and cannot return anytime soon. I’ve been on workman’s comp. since Aug 08. I will be losing my union benefits for me & my family in Sept 09. I won’t be able to afford my cobra coverage do I qualify for cobra stimulus? A: Q: I was injured at work a ...
- ARRA eligibility
Q: My friend was laid off in Sept. Is she eligible for the ARRA subsidy only thru Dec 2009 or is she eligible for the ARRA subsidy from Oct on for nine months? It is not written clearly. Does the program end on Dec 31st even though nine months have not passed? Thank you so much. A: If your Cob ...
- Assumed lapse in coverage
Q: How can I be forced to pay premiums for the time lapsed between recieving COBRA registration info when I was never notified that it would be retroactive from the cut off date? A whole months very expensive premium not knowing I could have been using it? A: COBRA is the name of a Federal Law. ...
- Asthma-Pre existing Condition?
Q: Is asthma and the need for an asthma inhaler considered a pre-existing condition?A: Yes, asthma and the need for an inhaler would be considered a pre-existing condition. A lot of people I talk to are interested in a more affordable option to COBRA, click here for more information.
- Automatic Payment Change of Account Number
Q: I am divorced and currently paying my ex spouses cobra insurance, it is $388 per month. I need to change the account number on my draft. A: If you need to make changes to your Cobra coverage, you need to talk with your Cobra administrator. If you do not know who that is, you should call yo ...
- Back pay for COBRA
Q: I have a cancellation of insurance effective 11/08/06; I was under the impression from my employers benefit support that my diabetes would not be covered. I negected not to take COBRA and was not put under insurance with my new employee til 02/02/07. This break in coverage is affecting my c ...
- Back Payment for Payment Increase without notice
Q: I just received an email from my previous employer that I owe them $200 a month for a premium increase for April-June of 2009. I am no longer insured with cobra through the company as of July 1 2009. Prior to the email I never received any notice of a premium increase. Is there any recourse ...
- Bad timing
Q: I am being layed off 3 day before my 2nd child is scheduled to be delivered. My call back day is 3 weeks from March 30th of 2009. Do I need to enroll for COBRA or will my insurance thru my employer still be active?A: Your best option to find out any information on if your plan will be active ...
- basic coverage
Q: I had Aetna insurance for my family (two Adults and 2 minor children) before I lost it with my job. We would like to keep our current doctor (Harriman Jones of Long Beach California) with the same kind of deductable covering basic doctor appointments as well as catastrophic needs. Does your ...
- Beginning Cobra Coverage
Q: I am currently on pregnancy disability leave through my employer, however my current insurance coverage will end on 10/31. I am due to have my baby in mid November and will definitely be switching over to the Cobra coverage under the same plan I have now. Since I am going to be in the hospit ...
- benefits
Q: I recently quit my job. I wanted to know what the cost would be for insurance, medical only, for less than 6 months. I will be getting married in October and I have to wait 3 months for my fiancé’s company to enroll me in their program. A: COBRA is offered to you by your e ...
- Benefits/coverage question
Q: Is attempted suicide covered under Cobra or any health insurance policy?A: COBRA is a continuation of an employer's group health plan. You will need to contact your benefits manager for coverage information. You can also call the insurance company, there should be a phone number on the back ...
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