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General COBRA Questions
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There were 2399 questions found in this category:
 billing from dental office
Q: I am making this inquiry of behalf of a patient. Our patient believed she had coverage until the end of August 2009. She had a procedure completed in our office on 8/4/09. It turned out that she misread her statement and her coverage terminated 8/1/04. Is there any grace period that may enti ...
- Birth date
Q: I received a temp ID card and a pharmacy card. My wife's birth date is incorrect. How do I correct the date? A: If you have purchased a temporary plan through our company, Cobra alternatives, call us directly at 877-279-7959 and have your policy number handy, and we would be more than happ ...
- both my wife and i have prexisting conditions
Q: I got hurt at work and was put on a voluntary LOA I was never called back to work and as a result of a WC case I had to resign, they try to keep me from getting unemployment but I appealed the decision and won-they are doing the same with my benefits-lying about what happened to me!! Am I el ...
- break in continuing coverage for COBRA
Q: My health insurance coverage ended with my previous employer on 07/31/07. My wife needed x-rays in August 2007. I paid the COBRA premium for August. Neither my wife nor I needed health care for September 2007. I did not pay COBRA premiums for September 2007. My new employer has offered me he ...
- CAL Cobra
Q: My 18 month Cobra coverage through my employer will terminate next month. I am a California resident but am covered by Blue Shield of Florida. I would like to sign up with California Cobra, but according to Blue Shield of CA's Cal Cobra Group, I am not eligible because Blue Shield of Florida ...
- Cal Cobra
Q; Employee works for Calif. company and loses job. They are moving out of state. Can they still qualify for Cal Cobra if their insurance company offers out of network coverage for them? Do they need a California address to qualify if they leave the state? A: I wish I could help you more with ...
- Cal-Cobra
Q: Our employee has exhausted his COBRA and is now on Cal-Cobra. His spouse is loosing her job and he wants to add her on his Cal-Cobra insurance. Is this a qualifying event? She was not on the benefit plan at the employee’s termination. A: As far as I am aware if his wife was not on hi ...
- Cal-COBRA Dental
Q: I have been on Cobra and am going to be signing up for Cal Cobra. My questions is: do I need to be on a HMO Dental plan to transfer coverage to Cal Cobra? I know I need to be on a HMO Health insurance plan, not a PPO, to be able to transfer to Cal Cobra. Is it the same for Dental and Vision? ...
- Cal-Cobra extentions
Q: I understand the national COBRA plans last 18 months and hat Cal-COBRA is an extension from COBRA. Is the extension for 18 months or can you extend 36 months for a total of national COBRA and Cal-Cobra of 54 months? This question is for a spouse covered under a health plan for his wife who i ...
- Can a Medicare eligible, disabled dependent elect COBRA?
Q: My wife is permanently disabled and eligible for Medicare, but declined Medicare in favor of my group health insurance. I've been laid off and have to go on COBRA. Can my wife go on COBRA with me, or must she take Medicare?A: As long as your wife is not receiving an income or beneifts from ...
- Can a non US citizen qualify for COBRA?
Q: Can a non USA citizen qualify for COBRA? Can a USA resident qualify even though they are not a US citizen? A: COBRA laws applies to all US employers with more than 20 employees. If your employer pays US taxes and you are enrolled in their group health plan they will have to offer you COBRA co ...
- Can an employer deny COBRA continuation?
Q: My husband just quit his job as a plumber in the union and is going to a non-union employment in the same field. He does not get medical coverage for 30 days at his new job, is it right that his old employer said he does not qualify for COBRA because he left to work for another employer? It s ...
- Can an employer deny Cobra if I leave after only a short period of time of having been employed?
Q: I was recently on Cobra after leaving a job (just ended cobra and was on it for a few months). I have also just joined my new employer's medical plan, but realized I will be going back to my old job. Can the "new" employer deny me Cobra once I leave them for having been employed for only a ...
- Can an emplyee get COBRA coverage for a benefit they didn't have before they resigned?
Q: My wife was an employee of a school district in Texas and recently resigned. She had health insurance through blue cross but NOT dental insurance. The school sent info. on Cobra. Can she sign up for JUST the COBRA dental insurance? She does not need the Cobra health ins only dental. She DID ...
- Can an insurance company refuse me later if I don't take COBRA?
Q: I was told that if you do not take COBRA insurance, then another insurance company can refuse to cover you later, or cover pre-existing conditions. Is this true?A: If you have an insurance lapse of more than 63 days your new employer's group health plan can put a waiting period or limitation ...
- Can apply for COBRA Insurance?
Q: Hi, I changed my job voluntary and my last date of employment was 04/24/2009 and usually my employer is giving me salary of current month after 1 month means I got salary of ending period of 04/24/2009 on 05/22/2009. Due to some circumstances, I have used my old employer health insurance bet ...
- Can COBRA last longer than 18 months?
Q: My sister-in-law had to use Cobra after she had a car accident and she lost her job. Shortly the 18 months will be up and she will have about a 5 months span until she is eligible for Medicare. Can she extend the Cobra for those five months instead of getting a whole different plan for that ...
- Can COBRA premiums be paid semi-annually?
Q: In the near future, I plan to quit my job and take between 6 and 9 months off before resuming a different job. Can I pay for 6 months worth of premiums at once, or do I need to pay each month? Also, what happens if my employer were to go out of business after I leave? Do I send the future ...
- Can I apply for just COBRA dental?
Q: I am going to be employed with a company that offers full company paid medical insurance. The only problem is that they do not offer a dental plan. Can I get only dental plan thru COBRA? Or does it have to be both dental and medical? A: You will be allowed to choose any or all of the coverag ...
- Can I be denied COBRA because I have a pre-existing condition?
Q: My husband has preexisting condition (high blood pressure controlled on 3 meds and overweight). Can COBRA deny coverage? Are there other less expensive COBRA options other than that quoted by my employer? A: As long as your husband's employer has more than 20 employees they are obligated un ...
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