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General COBRA Questions 
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There were 277 questions found in this category:
 I have left my job two weeks ago, how long will it take for me to get any COBRA information?
Q: I have lost my job two weeks ago, how long does it take for me to get any COBRA information? A: Your employer has a maximum of 45 days to get that information out to you. If you are a healthy person who does not live in NY, NJ, MA, or VT and would be interested in a lower cost Alternative ...
- I have worked with a company that had only 5 employees. Am I still eligable for COBRA?
Q: I have worked with a company that had only 5 employees. Am I still eligible for COBRA?A: Generally, a company is subject to the provisions of COBRA when the have 20 or more "employee's" on at least 50% of the typical business days during the preceding year.If COBRA is not an option for you, y ...
- I haven't received any COBRA information that I requested from my employer
Q: I terminated my employment and have rehired with another company. I have about 25 days before my new coverage takes place. My past employer has not yet sent me any Cobra info even after me contacting them. Is Cobra good for this period of remaining 25 days? A: Your previous employer has up ...
- I maied in my election form and payment, when does COBRA coverage start?
Q: I mailed my form and check last Saturday to begin coverage for May. When does my coverage begin?A: When your election form and payment is received by your previous employer (or their 3rd party administrator) your COBRA coverage is retro-active to your last day of employment or your last day ...
- I need cobra coverage-going throu a divorce-huband was fired
Q: I need to be covered by insurance through Cobra. My husband was fired by his family business and now works under the table and collects unemployment. Am I entitled to coverage. We have been separated but not legally-still in process. I was covered under Blue Cross Blue Shield. Thank you Susan ...
- I need to find out the exact dates I was on COBRA, who do I ask?
Q: I am trying to determine the exact dates of coverage I had with COBRA sometime during the 2005. Where do I get this information?A: You will need to contact your previous employer, where you initially signed up for COBRA. It would be their HR Dept. or benefits manager. They will be able to tel ...
- I now have a job where I am eligible for medical insurance. Can I continue to keep my cobra?
Q: My ex husband was ordered to pay my cobra for 3 years because I was unemployed at the time of our divorce. I now have a job where I am eligible for medical insurance. Can I continue to keep my cobra?A: Cobra is an option for you. You can use your COBRA for up to 36 months is the event of divo ...
- I voluntarily left my job and have not received any info yet. How do I get the information I need?
Q: I voluntarily left my position on 5/18/07. I have not received any COBRA information as yet. I have called them and do not get any satisfaction. I thought that it was a law that COBRA information had to be supplied. Can you please tell me how to get the information I require. I have to fill ...
- I want to know if i can make my spouse the main applicant on the insurance by taking myself off.
Q: I am leaving my job and will be sent the cobra form in the mail. I want to know if i can make my spouse the main applicant on the insurance by taking myself off. She is pregnant and I need her to be covered and than after 90 days we will both be covered by new job group benefits. Is that poss ...
- I was layed off, what are my insurance rights?
Q: I have recently been layed off from my job. I became sick and was hospitalized. Upon my return to work I was given little or no work. After explaining to my employer that I needed to work to keep my insurance I was told that they would understand if I needed to quit. I asked if this was a la ...
- I was terminated from my job.
Q: I was terminated from my job. I was on a leave of absence and it was not approved. They will not let me roll over to COBRA they told me to get State asst. I am Kidney Transplant Recpt....what am to do? A: If your employer has more than 20 employees, they are obligated under COBRA federal l ...
- I'd like to know what your child-birth coverage is?
Q: I am leaving my job April 26 to begin a new job may 1. I am currently covered through Select Med by my employer. The new company insurance will not be effective until June 15 (45 days). My wife is pregnant and due June 10. We live in Utah and I'd like to know what your child-birth coverage i ...
- I'm between employers, how do I get coverage for my prescriptions?
Q: I am changing jobs and will begetting insurance through my new employer with-in a few weeks. I will need to get 3 prescriptions re-filled before the new insurance starts. What can I do to get my medications covered while I am in between the employers’ group plans? A: The employer y ...
- If I am coming off of workers compensation, can I opt for another health plan under my employers benefit packages that may be cheaper for me?
Q: I have been out of work for 18 months due to a work related injury. I have now been told by my doctors that my illnesses not related to the injury, have caused me to have a permanent disability. My employer is now terminating my health benefits and I have to pick up COBRA until my SS Disa ...
- If I have a Pre-exsting condition and my COBRA is running out, what are my options?
Q: I presently have Cobra insurance. My husband passed away 13 months ago and my cobra will be running out soon. I am having a terrible time trying to find insurance since I have diabetes. What can I do or why am I being told that NO ONE will insure me with diabetes. A: If you have COBRA insura ...
- If I have not received any information yet...?
Q: If I have not received any information yet, does that mean I am not covered? Will there be a lapse in coverage? A: No. Your employer legally has up to 45 days to get to you the information you need to elect COBRA. If you need to seek medical treatment with in the time period it takes for yo ...
- If I have preexisting health conditions can I still elect COBRA?
Q: If I have preexisting health conditions can I still elect COBRA? A: Yes. COBRA is a continuation of the same group health insurance that you had with your past employer. If those health conditions were covered under the policy before they should be covered under the continuation.
- If I have specific questions regarding my existing COBRA coverage who do I ask?
Q: If I have specific questions about my COBRA coverage who do I contact? A: We are the "COBRA experts" and can answer most of your questions regarding COBRA. Since COBRA is a continuation of your past employer’s group health plan. Your previous employer is responsible for sending you ...
- If I quit my current position and continue my insurance coverage, including maternity, through cobra, can I get on the basic coverage and does this include materinity coverage.
Q: If I quit my current position and continue my insurance coverage, including maternity, through cobra, can I get on the basic coverage and does this include maternity coverage. I am currently pregnant. Thank you, Heather A: COBRA is a federal law, which allows you to continue on the employer& ...
- If I quit my job, do I still qualify for COBRA?
Q: If a company is downsizing, and offers an employee lower position with a reduction in salary and that person quits, can the employee be covered under COBRA and for how long?A: These events apply to the covered employee and their dependants that are covered under the COBRA policy 1. Volunta ...
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