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General COBRA Questions
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There were 2399 questions found in this category:
Can I have COBRA through my employer and my spouse's employer at the same time for double coverage?
Q: My mother has had her own coverage thru her employer for the past year and she is on my father’s COBRA plan as well (for the past 6 months). She is no longer working for her employer and is now being offered cobra. Can she stay on the COBRA plan of my father as well as the COBRA plan ...
Can I keep COBRA as a secondary insurance?
Q: I will be getting new insurance through my new employer. Can I still pay for my COBRA coverage to have as a secondary insurance? A: You can not be able to use COBRA as a secondary insurance. A person can not have COBRA and other insurance at the same time unless the other insurance does n ...
Can I keep COBRA if my husband takes insurance with his new job?
Q: My husband has switched jobs and we are currently paying COBRA benefits. He is eligible for insurance under his new company . I am 7 months pregnant and are wondering what my rights with COBRA as far as if I can keep my COBRA insurance to keep my current doctor till the birth of the baby or ...
Can I keep COBRA until 65 & go on Medicare?
Q: If I retire at 62, can I KEEP Cobra until 65 & go on Medicare? What would the premium be for me & my spouse and would it be the same coverage that I have with my present employer?A: An employee that retires at age 62 (or any age) can only keep COBRA for a maximum of 18 months. Your wife will ...
Can I keep COBRA when my new employer offers group health insurance?
Q: I resigned from my job. I now have a temporary per diem position. This company does offer insurance if I want it. Am I still eligible for Cobra?A: If your previous employer has more than 20 employees and you were on their group health policy you would be eligible for COBRA. You can continue ...
Can I keep COBRA when my new job doesn't offer Health Insurance?
Q: If someone has left their employment and has cobra and is now going to start a new job that does not offer health insurance can they still stay on their COBRA? A: Yes, you can still stay on your COBRA coverage until your 18 months is over. You can continue COBRA for any reason, except if you ...
Can I keep dental and vision if I stop the health insurance?
Q: Is it possible for me to apply for a PPO with Blue Shield and get off the COBRA health plan? I have heard that having a PPO is cheaper. Would I be able to maintain my dental and vision plan with COBRA?A: You can choose to remove the health insurance from your COBRA continuation and still be ...
Can I keep my COBRA when my employer goes out of business?
Q: The Company I was working for went out of business. For a few months afterward I was still on COBRA because they had their insurance policy open. Now they have ended their policy. Can I still get my COBRA? A: When an employer closes their doors and they cancel their group health insurance ...
Can I keep my HSA
Q: I was laid off 3 days ago. With my previous employer I was on an HSA plan. Can I do a Cobra or independent company's HSA plan? I know that would reduce my monthly cost. A: Under the Federal COBRA law you would be able to continue the same benefits you had before, if you were on a HSA plan ...
Can I keep my insurance through COBRA and how much will it cost?
Q: I work for a company that offers a Health Insurance - AETNA. If I stop work for this company, may I keep the insurance through COBRA? If positive, how that works? How much it will cost? A: COBRA is a federal law that requires an employer (with more than 20 employees) to offer you continuati ...
Can I keep my old employer's insurance for a medical procedure when I start a new job?
Q: I was with company A until August 30th, started in company B on September 4. I have to have a surgical procedure in November with a Dr X in New York who belongs to the insurance of the company A, but not to the insurance of my new company B which is in Miami, where I live now. This is what ...
Can I keep my Specialist?
Q: My husband is starting a new job on Jan 3rd. I am currently 4 months pregnant and am seeing a specialty Dr (Perinatologist) due to complications. This care is currently covered by our PPO. However, when my husband switches jobs he will have Kaiser after 90 days, which is not ideal for me, a ...
Can I keep the same insurance company after COBRA?
Q: My husband will go on Medicare shortly and we are on COBRA and I will have individual extended coverage which will end Feb. 2009. Can I get coverage through COBRA to cover me for maybe 4 years or more at the individual rate I am paying now through my husband's former employee? A: The ma ...
Can I keep the same policy after COBRA ends?
Q: Can you tell me if there is a law that gives the insured the opportunity to renew the existing coverage with the same company until Medicare (3 more years), regardless of medical condition and, if so, what are there policies or rules that dictate the price of the policy? A: When your COBR ...
Can I pay my COBRA bill on line?
Q: I need to pay my bill, may I do it on line?A: Generally, the employer or their plan administrator will process the monthly premiums payments they receive by mail in the form of check or money order, made payable to the employer. Some employer's plan administrators do allow you to make a payme ...
Can I remain on COBRA after my unemployment benefits run out?
Q: Can I remain on COBRA even after my Unemployment Benefits run out?A: Your unemployment benefits do not affect your COBRA coverage. You can keep your COBRA continuation for a maximum of 18 months. If you are interested in an Alternative to COBRA, Click Here for more information
Can I revoke my COBRA coverage?
Q: If I have obtained private insurance coverage and am not currently happy with the new private policy, am I able to drop the private insurance and still qualify for COBRA's continuing coverage from my previous employer (I am still within the 60-day time period)? If so, after paying the premium ...
Can I roll my 401 k to a HSA account?
Q: Is it possible to roll my 401K into a HSA account in order to cover the expense of my cobra premiums? Regardless of that, I'll need to begin the plan so who do I pay? A: You will need to contact your employer or your 401k administrator. They will provide you with the guidelines and the rules ...
Can I still be covered by Cobra?
Q: I was laid off about 7 months ago and was offered by my employer the possibility of staying on the group health (I paid for it all) or going on COBRA. Now I have gone through a divorce and am changing my insurance. Am I still qualified to receive COBRA? Is my ex husband? A: COBRA is a fe ...
Can I still be eligible for COBRA after I had a claim?
Q: I graduated college and I was taken off my parent’s insurance. I didn’t sign up for COBRA but I had an emergency 15 days later and spent 3 days in the hospital. The bill was $9,000.00. Can I still elect COBRA and have the bills paid? A: Your employer is required by law to offe ...
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