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General COBRA Questions
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There were 2399 questions found in this category:
 Can I take myself or my wife off the insurance and lower my monthly payment?
Q: Can I take myself or my wife off the insurance and lower my monthly payment?A: When you get the election form in the mail, you can choose your benificiary coverage. You are not able to add any dependents unless the employer allows or at re-enrollment times.
- Can I use COBRA has a Medicare Supplement?
Q: I have a situation where there are two married participants, in a group retiree Medicare supplemental health plan, are enrolled in Medicare, are both over 65, and will be divorced. Does the ex-spouse get 36 months of COBRA coverage for her medicare supplement? A: No, once an employee or the ...
- Can I use COBRA more than once?
Q: Can I use COBRA more than once?A: COBRA continuation for up to 18 months (some situations a dependent can continue for up to 36 months) is available each time you leave an employer and you meet the COBRA eligibility requirements. The employer must have more than 20 employees and you are enrol ...
- Can I use COBRA to keep my current insurance rates for my kids?
Q: I am changing jobs. My new insurance premiums for my kids will be much higher at my new job. Can I use COBRA to keep my current insurance rates for my kids? If so for how long? A: As long as you do not enroll your kids in your new employer’s group plan, they would be eligible for CO ...
- Can I use my COBRA outside of the US?
Q: I had been using cobra for the last couple of months and I am still eligible until Jan 08. I have gotten married and moved out of the US. I do not qualify yet to get under my husband’s insurance. Am I still qualified and covered out of the country if I keep paying the premium? A: If ...
- Can I use the same insurance cards?
Q: Currently I have United Health Care through my husband but he is leaving his job this month and we are moving to the East Coast. We will use Cobra during that time. My question, in filling out new patient forms what will my insurance be? Is it still United Health Care and I use the same in ...
- Can I use the same Pharmacy with COBRA?
Q: If we sign up for COBRA, will I use the same medical card and mail away pharmacy we use now?A: Since COBRA is a continuation of your previous employer's group health policy, you will be able to use the same ID cards. You will be able to use the same pharmacy too. The "old" card will be re-act ...
- Can my COBRA payments be increased?
Q: Can the company that I had previously worked for increase my payments to them? I worked for the company for 12 years ...is 18 months the maximumA: Your previous employer has no control over the cost of the insurance. If their health insurance company has a rate increase you will be responsibl ...
- Can my dependent have both COBRA coverage and coverage with a different group health plan?
Q: Can my dependent have both COBRA coverage and coverage with a different group health plan? A: Yes. Only if the new employer's group health plan has a pre-existing exclusion. (meaning that your pre-existing conditions are not covered for a certian time period under the new policy) According to ...
- Can my network doctor refuse to treat me because I'm on COBRA?
Q: Can a doctor who is in my network refuse to accept my coverage because it is COBRA?A: COBRA is the same plan that you had with your previous employer. As long as the doctor is in your previous employer's network they will accept COBRA because it is the same policy you had when you were emplo ...
- Can my past employer change my COBRA insurance benefts?
Q: I was laid off and got cobra, the company I used to work for is switching insurance and they are telling me that this is switching my cobra now to their new insurance company etc. Is this right? Do I stay with what I have now and am paying cobra for or am I forced to switch through cobra to ...
- Can my past insurance plan contact my new plan by telephone to relay coverage information?
Q: Can my past insurance plan contact my new plan by telephone to relay coverage information?A: Yes. If all party's agree that iformation can be transfered via telephone. You may also want to request a certificate for your records.
- Can my sign up for COBRA and pay retro-actively?
Q: My son lost his job and did not pay enough attention to his Cobra options. So he did not elect to have the coverage. He was recently in accidents that caused an ER visit and some outpatient surgery. Is there any option to elect and pay past premiums and get retroactive coverage? A: COBRA e ...
- Can my son be eligible for COBRA twice?
Q: My son just graduated from college. He will get COBRA coverage. If he later goes back to school, I assume he can become eligible to be my dependent again (assuming he is still within the age limits). My question is - when he loses his eligibility as my dependent this second time (either grad ...
- Can my wife extend COBRA when I become entitled to Medicare?
Q: My 18 months of COBRA coverage will end August of '08. At that time I will be eligible for Medicare; my wife however, will not yet be eligible for Medicare. Can she continue to get coverage through COBRA? If so, for how long? A: The covered employee that already has COBRA continuation a ...
- Can our daughter obtain COBRA to pay for her pregnancy?
Q: Our 23 year old daughter was teaching in Thailand from June 2007-February 2008, had health insurance with the school in Bangkok. She has returned to the US, is 4 months pregnant with no insurance. My husband can not claim her on our insurance as she is no longer in school and she does not ha ...
- Can someone elect Cobra if he has other coverage available to him?
Q: My company has a small group health plan with United Health Care and currently has 16 employees on the plan. I am considering hiring a sharp accountant out of college. He currently is on his parents plan as a dependent, and his dependent coverage will terminate soon, as he is graduating and ...
- Can the employer refuse to continue parts of the coverage.
Q: I recently retired and my company informed me that continued coverage to my wife could be had through Cobra. We didn't get any information about this until about a week before I turned 65. This was during the Christmas season. On the first business day of Jan. 1 2008 I called to get continue ...
- Can the grace period be extended?
Q: What happens if payment is received 33days late instead of 30? Can the administrator still accept payment? Can the grace period be extended? A: If your COBRA payment is not made in a timely manner, or within the 30 day grace period than you are risking termination of your COBRA rights and ...
- Can we extend COBRA because of an illness?
Q: My husband is undergoing prostate cancer treatment, with Kaiser our Kaiser COBRA coverage ends nov.1st. I can get insurance with my new employer, but it is blue shield. Is there any way we can extend the cobra coverage until he his finished with his treatment? A: There are only a few ways ...
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