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There were 69 questions found in this category:
  1. questionA client has been terminated and federally investigated for gross misconduct and pending charges is he qualified for cobra??
    Q A client has been terminated and federally investigated for gross misconduct and pending charges is he qualified for cobra??A: Although illegal or dangerous acts committed in the workplace are likely to qualify as gross misconduct, the acts need not be criminal or otherwise unlawful in nature. ...

  2. questionAdding my spouse of 34 years to Cobra as +1 coverage
    I retired in December 2013 after 23 years from the company. I was offered cobra for 18 months with 12 months being subsidized by the company and very inexpensive. My wife has worked for the same company or 35 years and retired on February 24th, 2014. She had single coverage under the same health ...

  3. questionAs an employer, what coverage do I need to offer?
    Q: As an employer, what coverage do I need to offer?A: Generally, the continuation coverage must be the same health benefits the qualified beneficiary had the day before the qualifying event. Those health benefits are defined as medical insurance, dental insurance, vision insurance and prescrip ...

  4. questionAs an employer, what is my best protection against a law suit?
    Q: As an employer, what is my best protection against a law suit?A: Documentation and keeping records that demonstrate proper COBRA compliance is your best protection. If you need assistance you may contact the Department of Labor at 1-866-487-2365.

  5. questionCal COBRA versus COBRA
    Q: I have a client that had 19.5 employees last year because of their part time employees. Would they be COBRA or Cal COBRA?? A: COBRA is not an insurance company. COBRA is a federal law that requires employers with 20 or more employees to offer the continuation of the same group health care co ...

  6. questionCal-COBRA
    Q: An employee will leave the employer on the last day of an open enrollment period. Mindful of that departure date and the open enrollment period, the employee now wants to add his wife and child so that they will be covered under Cal-COBRA, even though they have not been covered by the employe ...

  7. questionCan an employer cancel COBRA?
    Q: Hi, can an employer legally cancel COBRA if it decides to cancel all their health insurance plans for all employees (and use the Obamacare Marketplace instead)? A: Yes. Legally, an employer only has to offer COBRA is they have 20 or more employees and a group health plan. If that employer en ...

  8. questionCanadian citizen beneficiary in US on a visa
    Q:The widow of a Canadian employee who was in the US on an L visa is currently eligible for COBRA, due to his death. If she enrolls, does she lose the right to continue coverage if she moves back to Canada? Or, is she eligible to continue for the full 18 months? A: The only way one can lose COBR ...

  9. questionCOBRA
    Q:It is my understanding that if we give a general/initial COBRA notice to the employee, it is not considered to be delivered to the spouse, if any, and should be mailed to the home. The notification requirements states that if the notice is incorporated in the SPD that the obligation is met. Ho ...

  10. questionCOBRA - what happens if an existing COBRA member does not give us an updated address
    Q: Hello, I have an employee's x-wife that is covered by COBRA under group health insurance. I am in the process of changing medical carriers for this group and move regular active employees as well as the COBRA participants. One of the COBRA participants is basically unreachable/unresponsive a ...

  11. questionCOBRA after leaving job
    Q:I live with the father of my kids. But he quit his trucking job in November to have his own truck. He was in the company for 7 yr at JB. WhIch he should start in january now. Can he still be insuranced with cobra? After leaving JB Hunt A: COBRA is not an insurance company. COBRA is a federal ...

  12. questionCOBRA and HSA
    Q: We have several employers who offer an HSA with their Health Plans. If an employee elects COBRA, does the employer need to continue to apply the HSA monies if the employee stays on the HSA plan? If an employee is divorced and the spouse is offered COBRA, the spouse takes the health plan ass ...

  13. questionCobra and work comp
    Q:My Husband has been on Workman's Compensation for 18 months and his employer is now taking our health insurance away from us because he is not working the required number of hours, by Doctors orders, to qualify for the provided insurance. We have not been offered any alternate insurance by his ...

  14. questioncobra coverage
    Q: If a person has used 6 months of cobra insurance after losing a previous job and gets a new job with insurance and leaves after 4 months for a better job with no insurance is he/she eligible for 12 months or 18 months of cobra coverage from the most recent employer? Job loss is not due to any ...

  15. questioncobra coverage
    Q: If a person has used 6 months of cobra insurance after losing a previous job and gets a new job with insurance and leaves after 4 months for a better job with no insurance is he/she eligible for 12 months or 18 months of cobra coverage from the most recent employer? Job loss is not due to any ...

  16. questionCobra Deductions
    Q:Are the deductions for cobra insurance pre-tax or post tax from an employee's wages? A:COBRA is a federal law, it is not an insurance company. This law requires an employer with more than 20 employees to provide you with the continuation of the group health policy. The only way you would hav ...

  17. questionCOBRA disability
    Q: We have an employee who had a stroke in January. We just terminated him Nov 30, and offered him COBRA. He has elected and wants to know if he can get the disability extension. His SSA award letter says he was disabled as of Jan 9 and the award letter is dated Nov 3rd. Can he get a disability ...

  18. questionCOBRA ELIBILIBITY DEPENDENT CHILDREN
    Q: I live in New York State and have a 23-year-old who just lost dependent status in Nov 2013. Our company has under 20 employees (actually just 3). Are we obligated to offer COBRA under the State statute although we not under the Federal statute? A: Yes. New York State law requires small employ ...

  19. questionCOBRA information packet
    Q: I was terminated from my job . Part of my severance package was that my employer would pick up the cost of my COBRA insurance for 3 months. I have not received the COBRA Information Packet or instructions on how to continue my coverage. My former employer is unresponsive. Where can I find thi ...

  20. questionCOBRA Packet
    Q:Monday, Jun, 9th I will be leaving my job my insurance will stop. How can I get the COBRA Packet asap so I can sign up with COBRA? Can I sign up online on the 10th? I am scheduled for surgery after Jun 19th, how fast can I enroll with COBRA to get my surgery covered? A: COBRA is not an insuran ...

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