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There were 70 questions found in this category:
 Cobra Law 09 ~ Stimulus Info ~ Dol.gov
U.S. Department of LaborEmployee Benefits Security AdministrationFebruary 26, 2009 The American Recovery and Reinvestment Act of 2009 (ARRA) provides for premium reductions and additional election opportunities for health benefits under the Consolidated Omnibus Budget Reconciliation Act ...
- COBRA packet must be sent with in 45 days from the last day of group benefits.
Q: When should the employer give the information about cobra to a employee after they resign?A: COBRA law allows the employer up to 45 days from the last day of group benefits to mail the COBRA packet to the employee. You can give the employee the COBRA paperwork at anytime within the 45 days. ...
- COBRA papers
Q: Can COBRA papers be handed directly to an employee during an exit interview, or do they always need to be mailed out?A: COBRA law requires the employers or their COBRA plan administrartor to mail the notice of COBRA rights and the COBRA packet to the last know address of the employee and the ...
- Cobra Payments
Q: I have an ex employee that claims to have paid July and I have no record of it, when I asked the ex employee for proof of July pmt or I would have to terminate coverage, she absolutely refuses, stating it is not her fault I have an incompetent bookkeeper. What do I do in this situation?A: A p ...
- Cobra-Divorce
Q::We have an employee who failed to notify us of her divorce, which occurred over one year ago. Per the Cobra law, the employee has 60 days from the date of divorce to notify the employer. The spouse was not removed from the plan until now. Are we still obligated to offer Cobra to the spouse at ...
- Continuing Cobra at New Employer
Q: If a terminated employee who has selected COBRA for the Dental coverage goes to a new employer who has medical and basic dental coverage can the terminated employee retain the COBRA Dental coverage for a couple of months because it covers care not covered under the new employers basic dental ...
- coverage for my wife and step-daughter
Q: I am covered by Medicare but would like to find coverage for my wife (57) and my step-daughter (27). I am searching for price quotes and would want to use COBRA as help. A: Cobra is not a company that you can just sign up for, it’s a law that allows you to continue your benefits after ...
- Dependent coverage
Q: One of our previous employees has exhausted her 18 months on COBRA and would like to continue coverage under COBRA for her dependent only (dependent was covered during the first 18 months). Can the dependent continue for another 18 months? A: A dependent may become entitled to an 18 month ex ...
- Do we have to offer COBRA to an employee that is incarcerated?
Q: As an employer, are we obligated to provide the COBRA option to an employee we know is incarcerated? Logistically, we don't have the address or know how to reach him. Do we mail the notice to his last known address? A: If the employee was terminated because of gross misconduct then th ...
- Does having an employee or dependent on COBRA affect the employer's insurance premiums?
Q: As an employer--I have an employee that has a child turning 25 and wants this child to be put on cobra--Can this child once on cobra affect my premiums for the next renewal period due to his use of insurance? If so --this doesn't seem fair to the other employees that are paying the current fe ...
- employee death
Q: An Employee's employment terminated on June 30 due to an illness. On July 6 the employee died. Does company have to offer Cobra to employee for those first 6 days of July even if employee is now deceased? A: If your company has more than 20 employees, you are subject to COBRA laws and are ...
- Employee Eligibility - Who is eligible to get the Cobra with the new law in effect?
Q: Employee Eligibility - Who is eligible to get the Cobra with the new law in effect? A: Individuals who have been involuntarily terminated between September 1, 2008 and December 31, 2009 with annual incomes less than $125,000 (single) or $250,000 (couples) are eligible for the COBRA premium as ...
- Employer's group eligibility after Cobra
Q: One of our employee’s is now on Cobra until July 31. Our open enrollment is September 1. She will like to keep her Cobra until it ends July 31 and enroll on the company's policy starting August 1. Does she have to wait until open enrollment or can she enroll as of August 1 because of l ...
- Exhausted Cobra Insurance
I am the employer requesting information to provide to the subscriber. Subscriber exhaused Cobra coverage and he was denied coverage while in the process of applying for new coverage. I was just informed by insurance carrier that once the Cobra is exhausted, he would not be elligible for continu ...
- FAQs For Employers About COBRA Premium Reduction Under ARRA
Q1: What is the new COBRA subsidy provision contained in the stimulus package signed by the President?The stimulus package, which was enacted as the American Recovery and Reinvestment Act of 2009 (ARRA) temporarily reduces the premium for COBRA coverage for eligible individuals. COBRA ( ...
- How do I know if my business has to offer COBRA?
Q: How do I know if my business has to offer COBRA?A: Most employers that do offer group health plans are required to comply with COBRA. Here is a list of those employers who do not have to comply.1. Government employers (they must comply with a similar law) 2. Churches or church controlled emp ...
- How do I know if my business has to offer COBRA?
Q: How do I know if my business has to offer COBRA?A: Most employers that do offer group health plans are required to comply with COBRA. Here is a list of those employers who do not have to comply.1. Government employers (they must comply with a similar law) 2. Churches or church controlled emp ...
- How does an employee on COBRA affect the employer's group plan?
Q: An employee is terminated and elects COBRA plan. What length of time is the employer health plan account still identified with that empolyee. Or how does an employee's COBRA status effect the employers future premiums?A: COBRA is a continuation of the employer's group health plan. The employe ...
- How long can we make COBRA insurance available to an ex employee?
Q: How long can we make COBRA insurance available to an ex employee? We want to make the insurance available for approx 5 years. Is this a COBRA issue?A: The COBRA law states that the continuatoin be offered for a maximun of 18, 19 or 36 months of coverage, depending on the qualifying event. I ...
- How long of a timeframe do I have to give notice of a qualifying event to my adminstrator?
Q: How long of a time frame do I have to give notice of a qualifying event to my administrator?A: As an employer you are allowed up to 30 days from the qualifying event to notify the administrator. The plan administrator has only 14 days from when they have received the information from the emp ...
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