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| If I have not received any information yet...? |
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Q: If I have not received any information yet, does that mean I am not covered? Will there be a lapse in coverage?
A: No. Your employer legally has up to 45 days to get to you the information you need to elect COBRA. If you need to seek medical treatment with in the time period it takes for you to get information from your employer and the time you sign up and make your payment, you may have to be reimbursed for your treatment. As soon as you sign up for COBRA, (before the deadline) and make your premium payment, you are going to be covered retro actively back to the last day of coverage and there will be NO lapse in coverage.
If you are interested in an Alternative to COBRA that has next day coverage available,Click Here for more information.
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| Visitor Comments |
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Comment #1 (Posted by Nancy McCallum
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See - people are not informed of this retroactive coverage.
That is just so wrong!
We shouldn't be penalized for what we do not know and expected to pay for coverage during the process unaware that we could be using it.
Of course we are going to assume there is a lapse, how coniving of them.
That could be up to 60 days paying a lot for nothing.
I certainly don't have that kind of money to dish out and am very frustrated at finding this out too late.
COME ON NOW.
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Comment #2 (Posted by gilbert madrid
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my company schrolls cabinets in cheyenne wy i cancelled my wifes insurance with winhealth because of the cost it was cancelled feb 28 i have not recieved any cobra paper work in the mail can you please send it to me 712 maxweell cheyenne 82007 my phone 307-287-7448 my controoler at work keeps deducting mony from my paycheck winhealth tells us that she is not covered any more as of march 1st please help
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Comment #3 (Posted by Micheal Hutton
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I left my employment on 11/9/2007. I had never received any notification for COBRA, however I continued to have insurance coverage. This week I was notifed by the insurance carrier that my coverage had been terminated 03/01/2008; still I have not been notifed from my past employer for COBRA. What can I do?
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