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Swithching from full time to full commissions employee
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Q:  My job recently offered me the option of switching from being a regular full-time employee to a per-diem or fee for service employee. If I choose to do so, I will no longer be eligible to receive health insurance through the company unless I pay for it in full. I am wondering whether I would be eligible for health insurance under COBRA, and if so, how much would that cost? I would only need coverage until next December (2007), when I am getting married and will be able to be put on my husband's health insurance.

A: One of the qualifying factors for COBRA is a reduction in hours.  When the covered employee is no longer considered "full-time" they can continue the group health insurance policy. However they would be required to pay 102% of the entire monthly cost.      

                                    

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