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Q: I currently am covered by a Blue Cross of CaliforniaHMO plan and the premium paid is $xxx.xxx for medical, and $xx.xx for dental. Can you please advise what my payment would be with COBRA? Also, can you confirm that I am eligible for coverage if I voluntarily leave this job? Thanks arianna
A: Voluntary or involuntary termination of employment, for reasons other than "gross misconduct", are qualifying events for COBRA. Once you elect COBRA you would be continuing the same BC/BS policy that you were on prior to termination. The difference would be that you are responsible for 102% of the monthly cost of that group health plan. You will get the premium information in the mail along with the election from.
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