Q: My spouse is the person whose insurance we used to cover the whole family. He was recently fired and I have determined I am eligible to cover my family using my company's policy. The problem is that I have a preexisting condition that is not covered. I know COBRA will cover it if my insurance won't, but the question is, can we take my husband and kids off of COBRA while I still keep it?
A: The employee does not have to accept COBRA coverage for himself to get his spouse covered under COBRA continuation. The maximum amount of time you can keep COBRA is 18 months. You will be able to enroll your family in your employer’s group plan and have COBRA continuation for yourself.If you are interested in an Alternative to COBRA, Click Here for more information.
Copyright 2007 COBRA Insurance
.com - COBRA Insurance Information Source. All rights
reserved.
Important
Disclaimer: COBRA is a law (It is not an endorsed
insurance plan or company). Answers and comments provided
on
Cobra insurance .com website are general information,
and are not intended to substitute for informed professional
medical, psychiatric, psychological, tax, legal, investment,
accounting, governmental, or other professional advice.
Cobra
insurance .com does not endorse, and expressly disclaims
liability for any product, manufacturer, distributor,
service, health plan, or service provider mentioned or any
opinion expressed in the website. Replies, comments, or
information gathered on
Cobra
insurance .com website may not be accurate but are
intended to be helpful.
Search COBRA Insurance Questions
Browse by Category
Print this page
Email this page
Post a comment
Subscribe me
Add to favorites
