Q:I am a past employee at a company and was just offered Cobra. My premium is $319.31. My questions are; what are the co-payments for doctors and prescriptions and do I have to meet a deductable first?
A:If you decide to sign up for COBRA, it will be the same continuation of coverage that you had while employed at your company.The co-payments for doctors and prescriptions, and your deductable will remain the same as before.The insurance coverage and company do not change.The only difference is you are required to pay 100% of the health care premium (what you were paying out of your check and what your previous employer was paying) and up to an additional 2% administration that can be added by your COBRA administrator.
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