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We received no notification of Cobra plan costs and the Enrollment period has expired, benefits have been denied. What can be done?
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Q: We received no notification of Cobra plan costs and the Enrollment period has expired, benefits have been denied. What can be done?

A:  Your past employer or the plan administrator should have sent to you in the mail an election form with an attached COBRA premium payment option. You then have 60 days to make you selections for election and make your first premium payment. The dates should have been stated on the election form. If you have failed to make you selections and mail back your response, you will have forfeited your rights to elect COBRA coverage. If you are a healthy person, there are Alternative plans available to you at a lower cost.

If you are a healthy person who does not live in NY, NJ, MA, or VT and would be interested in a lower cost Alternative to COBRA please Click Here


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