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Q:  I was laid off from my job effective Jan. 31, 2009. I have unfortunately lost the papers that my company mailed me about the COBRA insurance. What can I do now if I want to enroll in the plan?

 

A:  We are a company that offers Cobra Alternatives. They are short term major medical plans that cover new illnesses or injuries. They do not cover any pre-existing conditions.  The plans online are alternatives to Cobra. The main difference between this plan and Cobra is that it doesn't cover pre-existing conditions or preventative care.  Short Term Health typically costs less than Cobra. They'll cover new illnesses or injuries.

If you wish to continue your same coverage through your previous employer and have lost the packet, you need to contact your previous employers HR department and ask them to mail you another.


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