Q: I am leaving my current job to attend school. I will continue coverage with COBRA due to a pre-existing condition. Can I also have insurance with another company that will not cover my pre-existing condition?
A: If you are comfortable with the health plan and coverage you have now, you can choose to continue with that plan for up to 18 months. You would be responsible for paying 102% of the monthly costs of that group health plan. COBRA isan option for you, even if you can obtain other health insurance. You will not be eligible for COBRA if you have applied for another policy and that new policy covers your medical conditions. You would not be able to use double coverage unless that policy does not cover those preexisting medical conditions.
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