Would you like to...

Print this page

Email this page

Post a comment

Subscribe me

Add to favorites

User Opinions (0 votes)

No users have voted.

---

How would you rate this answer?

Helpful

Not helpful Help us improve. Why was this unhelpful?

Thank you for rating this answer.

Q:  It has been about 35 days since I left my job and still no cobra packet. I called my dental provider to see my eligibility status and they said I am still eligible. Not sure what is going on or what I should do as I need dental work done asap. Did my employer not tell the plan administrator I am no longer with the company or is it the administrator not sending it out? Please help as I really do not want to contact my employer if it is not necessary. Should I just go to the dentist and get the work done now? Help please!!

A:  COBRA is the name of a federal law. COBRA contains provisions giving certain former employees, retirees, spouses and dependent children the right to temporarily continue their health coverage at group rates. Your employer is required by law to offer you the continuation of their group health policy for up to 18 months if there are more than 20 employees. You will need to request a COBRA packet from your employer, sometimes the HR dept or benefits manager. They will send you an election form in the mail (they have 45 days to send it) for you to complete. Once you complete this form and return it with in 60 days, your insurance will be retro-active to your last day of employment.  You will not have any lapse or gap in coverage.