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Can I cancel my COBRA coverage?
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Q: I have recently quit my current job and have received my cobra paperwork. Since I have a pre-exsiting condition I need to continue my insurance through my previous employer until I pass my 60 days with my new employer. My question is after my 60 days when I am then able to receive insurance from my new employer can I then cancel my cobra or must I continue to make payments for the next 18 months?

A:  You can cancel your COBRA coverage when you obtain other insurance.  You will need to notify your previous employer or the plan administrator in writing that you wish to cancel.  After your insurance has been canceled or terminated the employer should send you a letter notifying you of your cancellation or termination of your COBRA. You should then receive a certificate of credible coverage for the time you were using COBRA.

 


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