Q: I have a history of breast cancer. What if I still have not found a new job with medical coverage by the time the 18 months of Cobra is finished? Can I extend the Cobra? What are my options?
A: There are only a few ways that a person would be able to extend their COBRA coverage.
1. If you are deemed legally disabled before or within the first 60 days of COBRA coverage, you are eligible for an additional 11 months. The total coverage time would be up to 29 months.
2. If at any time during the continuation coverage have encountered another qualifying event.
Generally, multiple qualifying events are subject to the spouse and/or dependents. Here is a list of events:
--Death of covered employee
--Employee's entitlement to Medicare
--Divorce or legal separation from covered employee
--Loss of dependent child status
If you are unable to find a group health plan with in the 18 months and you are not eligible for the extension, you can contact you state insurance department to see if there are any plans offered by the state that may help you. You could also contact the insurance company that you have and ask them if there is any plans available that would cover you in your situation.
Copyright 2007 COBRA Insurance
.com - COBRA Insurance Information Source. All rights
reserved.
Important
Disclaimer: COBRA is a law (It is not an endorsed
insurance plan or company). Answers and comments provided
on
Cobra insurance .com website are general information,
and are not intended to substitute for informed professional
medical, psychiatric, psychological, tax, legal, investment,
accounting, governmental, or other professional advice.
Cobra
insurance .com does not endorse, and expressly disclaims
liability for any product, manufacturer, distributor,
service, health plan, or service provider mentioned or any
opinion expressed in the website. Replies, comments, or
information gathered on
Cobra
insurance .com website may not be accurate but are
intended to be helpful.
Search COBRA Insurance Questions
Browse by Category
Print this page
Email this page
Post a comment
Subscribe me
Add to favorites