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Q:  I am currently on unemployment in the state of NJ can you guide me in obtaining info on cobra?

 

A:  We are a provider of Cobra information and Alternative Solutions.   We are not affiliated with Cobra.  Cobra is NOT a company, but a federal law that allows you to continue on the previous employer’s group health insurance plan.   If you need to elect Cobra or are finding out more information regarding your Cobra Benefits, you must contact your employer.  They send out a packet for you to continue (or extend) your current health coverage. 

 

There will be NO lapse in your coverage if you elect Cobra with your past employer. Cobra goes back retro-active once you sign up within the time frame listed in the packet.  It WILL cover all pre-existing conditions since it is the same health plan you had.  If you are pregnant or are seeking treatment for any type of health conditions, you really should consider continuing on Cobra.  This will be your only option to have coverage for any pre-existing condition.

We offer an alternative plan to your Cobra coverage: 

Smart Accident Insurance.  Protect you and your family with our Comprehensive Accident Medical plan. A simple accident like a broken bone or torn muscle can cost thousands of dollars. The unexpected does happen and if it does you will be thankful you enrolled into the plan. Don’t be without coverage!

Get up to $250,000 Comprehensive Accident Medical Insurance. Accidents really do happen!

Smart Accident Health Insurance: 

http://www.smartaccidentinsurance.com/?refnumber=000006972-049-972&roi=NYCobra  

 

Plan Highlights:

http://www.sasid.com/CAM/markel_cam_plan_highlights.htm


Official COBRA Insurance Website

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