Q:COBRA is not being offered to me, only Assurant alternative plans. Why is this? I need coverage for a pre-existing condition. I am a full-time student that was laid off on June 22, 2009 Thank You
A:You are most likely on the website, www.cobrainsurance.com that website offers alternative plans, those plans are NOT Cobra.If you have a pre-existing condition and need to continue your same insurance you had through your past employer you need to contact them directly.Cobra is a continuation of the past insurance you had before you were laid off, you should speak with the HR or benefits department and ask them for a Cobra packet.
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