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| Will I be able to extend COBRA past the 18 months? |
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Q: My job terminated and I applied for COBRA as soon as I became eligible based on the termination event. My understanding is that my COBRA coverage is available for 18 months. My question: Is it possible to apply for an extension of this insurance group coverage through COBRA for any additional time, such as an additional 6, 12, or 18 months?
A: The maximum amount of time an employee can continue on COBRA is 18 months. However, a dependent may be able to obtain another 18 months for a total of 36 months if a second qualifying event should occur.
Also if you be come disabled you can continue for an additional 11 months for a total of 29 months. You must be determined by the Social Security Administration to be disabled to qualify for this extension
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