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Q:  I am interested in a quote for short term insurance the plans I saw have high deductibles if you can’t afford the deductible what do you do.  Also was at a Cobra site that explained tax relief would cover 65% for nine months please explain thank you.

A:  We are a provider of Cobra information and Alternative Solutions.   We are not affiliated with Cobra.  If you would like a free quote on what we have to offer feel free to CLICK HERE or you may contact me directly with any future questions you may have.  These plans are meant to tide you over until you get on another group health plan, so you pay your monthly premium to have the coverage.  The higher your deductible the more affordable the premium is going to be.  How the plan works is if something happens to you, you pay everything out of pocket until you meet your deductible, after that you split some with the Insurance Company.  After that Insurance covers the rest up to 1 million.  If you have questions about that, you can call me directly at 877-279-7959 x 219.

As far as the tax relief, if you sign up for Cobra, it’s possible you can receive it at a reduced rate.  You would have to get a Cobra packet from your past employer and they would verify and let you know if you can receive the reduction.  You can view more information about the reduction at www.dol.gov/COBRA


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