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| What happens if my employer offers me COBRA alternative coverage? |
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Q: I was told that if I do not go with COBRA insurance and enroll with an alternative insurance that I will lose my rights for new heath insurance under Federal law. What does that mean?
A: An employers’ alternative coverage to COBRA can include a FMLA leave, workman’s compensation leave, disability leaves, severance packages and retiree benefit packages.
Your previous employer may provide you with the right to elect alternative group health coverage instead of the normal COBRA continuation coverage. If you elect alternative coverage, you will lose all rights to the COBRA continuation coverage.
If you are a healthy person who does not live in NY, NJ, MA, or VT and would be interested in a lower cost Alternative to COBRA that provides creditable coverage please Click Here
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