Q: I am age 64 was caught off guard by a brain seizure and put on disability, a couple of years ago. My wife who is the same age has been working and I want her to retire and stay home and we will just have to see if we can find enough in the budget to survive for the next eleven months when she is qualified for Medicare. The company she works for has less than 20 employees on the plan but she is afraid of a lapse in coverage. Her health is otherwise good.
A: An employer with less than 20 employees is notsubject under COBRA federal law and do not have to offer you the continuation of the group plan. What you will want to do is contact your state departmentof insurance to see if there is a state issued mini-COBRA plan that you can take advantage of. You can find more information about your state insurance by visiting www.naic.org
Related Questions
No related questions were found.
Attachments
No attachments were found.
Copyright 2007 COBRA Insurance
.com - COBRA Insurance Information Source. All rights
reserved.
Important
Disclaimer: COBRA is a law (It is not an endorsed
insurance plan or company). Answers and comments provided
on
Cobra insurance .com website are general information,
and are not intended to substitute for informed professional
medical, psychiatric, psychological, tax, legal, investment,
accounting, governmental, or other professional advice.
Cobra
insurance .com does not endorse, and expressly disclaims
liability for any product, manufacturer, distributor,
service, health plan, or service provider mentioned or any
opinion expressed in the website. Replies, comments, or
information gathered on
Cobra
insurance .com website may not be accurate but are
intended to be helpful.
Search COBRA Insurance Questions
Browse by Category
Print this page
Email this page
Post a comment
Subscribe me
Add to favorites