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Retroactive Cancellation?
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Q: My COBRA coverage was cancelled retroactively - after I had incurred over $15,000 in cancer-related medical expenses while covered by COBRA. Is this legal?

A: COBRA is not an insurance company.

COBRA is a federal law that requires employers with 20 or more employees to offer the continuation of the same group health care coverage after you've voluntarily or involuntarily left your job, or have had your work hours reduced.

You may want to call your previous employer or the COBRA Administrator to try to discuss why your coverage was terminated retroactively.

If your previous employer can not answer your questions or does not comply, you can call the Department of Labor at 1-866-487-2365.


Official COBRA Insurance Website

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