Q: Our mother, who is not eligible for Medicare, has been receiving health insurance benefits under one of her daughters as a dependent adult for the past four years. However, with her daughter now having changed jobs, and receiving only individual insurance, is our mother eligible to elect for independent COBRA coverage?
A: A dependent may become a qualified beneficiary if he or she is a covered dependent of the employee at the time of the qualifying event.The previous employer or benefits manager will need to be contacted for specific details of their group health plan.
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