Q: Who notifies the employee about COBRA? I was not notified until after my insurance ran out. My former employers said it was the insurance's responsibility to notify me, but someone else said my former employer should have sent me a COBRA notice.
A:If your previous employer has more than 20 employees and you were on the group health insurance before you left, you are eligible for COBRA continuation.Your previousemployer is legally responsible for sending you the COBRA packet within 45 days from your last day of work or the last day of your group benefits. The insurance is retro-active If your employer did not send you the election form for COBRA continuation they can be fined and severely penalized by the US Department of Labor.
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