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| Can we extend COBRA because of an illness? |
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Q: My husband is undergoing prostate cancer treatment, with Kaiser our Kaiser COBRA coverage ends nov.1st. I can get insurance with my new employer, but it is blue shield. Is there any way we can extend the cobra coverage until he his finished with his treatment?
A: There are only a few ways that a person would be able to extend their COBRA coverage.
1. If you are deemed legally disabled before or within the first 60 days of COBRA coverage, you are eligible for an additional 11 months. The total coverage time would be up to 29 months.
2. If at any time during the continuation coverage have encountered another qualifying event.
Generally, multiple qualifying events are subject to the spouse and/or dependents. Here is a list of events:
--Death of covered employee
--Employee's entitlement to Medicare
--Divorce or legal separation from covered employee
--Loss of dependent child status
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