Q: An employee has used all of her FMLA and has requested a leave of absence, which has been granted. According to policy, if on an unpaid leave of absence (all accrued vacation and sick time has been exhausted), the employee's medical benefits will be terminated and offered COBRA. Benefits are reinstated upon the employee's return to work. Employees are not allowed to reinstate their pre-tax deductions until open enrollment. Is leave of absence a qualifying event? Thank you
A: Yes, if that employee is losing their group health coverage, either voluntarily or involuntarily, they legally have to be offered an extension of their group health plan at their own expense.
Copyright 2007 COBRA Insurance
.com - COBRA Insurance Information Source. All rights
reserved.
Important
Disclaimer: COBRA is a law (It is not an endorsed
insurance plan or company). Answers and comments provided
on
Cobra insurance .com website are general information,
and are not intended to substitute for informed professional
medical, psychiatric, psychological, tax, legal, investment,
accounting, governmental, or other professional advice.
Cobra
insurance .com does not endorse, and expressly disclaims
liability for any product, manufacturer, distributor,
service, health plan, or service provider mentioned or any
opinion expressed in the website. Replies, comments, or
information gathered on
Cobra
insurance .com website may not be accurate but are
intended to be helpful.
Search COBRA Insurance Questions
Browse by Category
Print this page
Email this page
Post a comment
Subscribe me
Add to favorites
