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Q: I recently quit my job. I wanted to know what the cost would be for insurance, medical only, for less than 6 months. I will be getting married in October and I have to wait 3 months for my fiancé’s company to enroll me in their program.
A: COBRA is offered to you by your employer. It is a continuation of the same group health plan that you were on. Since, you no longer work for that employer but still have their coverage; you will be responsible for 100% of the monthly premiums. Plus, the employer can add a 2% administrative fee to that cost. You would have to contact the employer to find out what your premium would be. They will also send you information in the mail for you to make your premium payment. COBRA will cover any medical conditions you may have.
If you are a healthy person who does not live in NY, NJ, MA, or VT and would be interested in a lower cost Alternative to COBRA please Click Here With this policy you have the ability to choose your deductible: $250, $500, $1000 or $2500.
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