Q: I signed up for COBRA over the phone. Is this coverage effective immediately?
A: Your COBRA coverage is retro-active. COBRA will begin the day after the qualifying event took place or when the group health coverage ceased because of a qualifying event. COBRA is a continuation of your previous employer's group health plan and there will not be a lapse in coverage. If you have a claim that occurs during the election period and you pay out of pocket, the insurance company will reimburse you when the paperwork has been processed.
Related Questions
No related questions were found.
Attachments
No attachments were found.
Copyright 2007 COBRA Insurance
.com - COBRA Insurance Information Source. All rights
reserved.
Important
Disclaimer: COBRA is a law (It is not an endorsed
insurance plan or company). Answers and comments provided
on
Cobra insurance .com website are general information,
and are not intended to substitute for informed professional
medical, psychiatric, psychological, tax, legal, investment,
accounting, governmental, or other professional advice.
Cobra
insurance .com does not endorse, and expressly disclaims
liability for any product, manufacturer, distributor,
service, health plan, or service provider mentioned or any
opinion expressed in the website. Replies, comments, or
information gathered on
Cobra
insurance .com website may not be accurate but are
intended to be helpful.
Search COBRA Insurance Questions
Browse by Category
Print this page
Email this page
Post a comment
Subscribe me
Add to favorites