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Q:  I have a question regarding my Cobra Insurance. I made a payment for Oct/Nov and it just cleared my bank last week since, I paid for Oct  will there be any adjustments for that?

A:  COBRA is a continuation of an employer's group health plan.  When you sign up for COBRA, the coverage is retro-active and there is no lapse in coverage.  If you had a claim during October then it would have been paid.  The COBRA plan administrator will only give you a refund if you had proof of other health insurance during that time period. 
Official COBRA Insurance Website

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