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| Am I entitled to COBRA when I retire? |
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Q: I am 62 and a teacher. If I choose to retire from my current position in June, am I entitled to continue with my current health plan under a Cobra plan?
A: Under COBRA law, an employer with more than 20 employees must offer continuation of their group health insurance to an employee and their dependents when a qualifying event occurs. Retiring from your job is a qualifying event. What are other qualifying events?
For the employee:
1. Voluntary or involuntary termination of employment (unless due to gross misconduct)
2. Your working hours have been reduced
These events apply to the employee’s covered spouses and the dependants.
1. Death of employee.
2. Divorce or legal separation.
3. Loss of dependant status, or when a child comes off of employees insurance due to age or school status.
4. Employee is entitled to Medicare benefits
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