Q:I was diagnosed with prostate cancer over a year ago. Had my prostate removed (prostatectomy) on 12-15-06. Have had no evidence of cancer since - numerous blood tests with non-detectable PSA. Is this a pre-existing condition that will preclude me from getting private health insurance? I turn 63 on 11-26 and would like to retire. I can wait until the end of May and then use COBRA until I'm 65. If I can acquire private health insurance, I will retire before end of May.
A:Since your cancer has occurred with-in 5 years, it is considered a pre-existing condition. You most likely will not find a private health insurance company that will insure you because of your medical history.COBRA coverage can be expensive; however, you can not be turned down if you employer has more than 20 employees.
Copyright 2007 COBRA Insurance
.com - COBRA Insurance Information Source. All rights
reserved.
Important
Disclaimer: COBRA is a law (It is not an endorsed
insurance plan or company). Answers and comments provided
on
Cobra insurance .com website are general information,
and are not intended to substitute for informed professional
medical, psychiatric, psychological, tax, legal, investment,
accounting, governmental, or other professional advice.
Cobra
insurance .com does not endorse, and expressly disclaims
liability for any product, manufacturer, distributor,
service, health plan, or service provider mentioned or any
opinion expressed in the website. Replies, comments, or
information gathered on
Cobra
insurance .com website may not be accurate but are
intended to be helpful.
Search COBRA Insurance Questions
Browse by Category
Print this page
Email this page
Post a comment
Subscribe me
Add to favorites