Q: When someone with single coverage goes on COBRA and they then have a baby, do they then need to pay for family insurance to have the baby covered? If they can have the baby covered under the single premium, how long does it last? What about the former employers re enrollment time? Do we extend this open enrollment to the former employee?
A:COBRA law allows a former employee to add a newborn baby to their COBRA coverage within 30 days after the birth.If the baby is not added with in 30 days the employee will have to wait until open enrollment to get coverage for the baby.The employee will have to start paying the additional premiums from the day the baby is added to the COBRA coverage.
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