MY HUSBAND WILL LOSE HIS INSURANCE DUE TO LAYOFF. WE CANNOT AFFORD HIS EMPLOYERS COST FOR COBRA. CAN WE PURCHASE ALTERNATIVE COBRA INSURANCE IF HE OR I HAVE A PREEXISTING MEDICAL CONDITION WHICH WAS DIAGNOSED BEFORE HIS COVERAGE IS CANCELLED FROM HIS EMPLOYER?
A:COBRA is a continuation of the same policy you had when you were employed. You will have the same benefits and same coverages. If you had coverage for your pre-existing condition before than it would be covered through COBRA. Our Alternatives to COBRA are more affordable than what COBRA cost but we do not provide coverage for any pre-existing condition.
If you are interested in an Alternative to COBRA, Click here for more information
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