When should you continue your group health plan benefits under COBRA?

You should seriously consider continuing your health benefits under COBRA if you...

  • have had comprehensive benefits and don't mind paying more for them.
  • want continual, guaranteed coverage at a higher cost.
  • have had recent health problems.
  • have had ongoing health problems.
  • are taking expensive medications.
  • have been declined for private insurance recently.
  • have a history of medical problems.
  • have had an accident within the 60 day window of enrollment.
  • are pregnant or planning to get that way.
  • got a job and your new employer does not offer a health plan.

If you cannot afford your employers COBRA option and you meet any of the above criteria you should consider the
Basic Health Insurance Option  Click here for details.

When should you consider a COBRA Alternative?

You should consider a COBRA Alternative if you...

  • have no pre-existing conditions and
  • want continual coverage at a lower cost and
  • have had no health problems and
  • have not received any advice from medical professionals advising you to undergo a medical procedure in the future.

Click here to view available COBRA Alternatives