COBRA Questions & Answers

Health insurance is a must for financial security, but many don't have it.

When should you consider an alternative to COBRA and when should you stay on your employers health plan?

COBRA is not an insurance company or provider.COBRA is simply a federal law allowing a continuation of the same benefits you were receiving when you were employed, including pre-existing conditions, only now the entire premium amount is your responsibility, any questions having to do with COBRA coverage should be directed to your ex-employer or the COBRA plan administrator that the employer uses to handle their ex-employees COBRA benefits.

What is COBRA continuation health coverage?
Congress passed the landmark Consolidated Omnibus Budget Reconciliation Act (COBRA) health benefit provisions in 1986.  The law amends the Employee Retirement Income Security Act, the Internal Revenue Code....

There was a time when employer-provided group health coverage was at risk if an employee was fired, changed jobs, or got divorced. That substantially changed in 1986 with the passage of the health benefit provisions in the Consolidated Omnibus Budget Reconciliation Act (COBRA). Now, many employees and their families who would lose group health coverage because of serious life events are able to continue their coverage under the employer’s group health plan, at least for limited periods of time

The Trade Act of 2002 amended COBRA to provide a second 60-day COBRA election period for certain individuals.

Thank you for your interest in the www.COBRAInsurance.com Fact Sheet.

COBRAInsurance.com is an alternative solution to COBRA. In most cases COBRAInsurance.com will save you 40%-60% on the cost of your COBRA plan offered by your employer.

Lost your Job? Unemployed? Not sure where your health insurance is going to come from?    Relax, we are the COBRA insurance experts.  We can sort out this mess for you.   

COBRA administration is a complex business. Non-compliance can result in stiff Government penalties, legal fees and productivity losses.