Find COBRA Insurance Assistance – Call Our Helpline
COBRA is a federal law. Not an insurance company.
Click here to find your COBRA Administrator.
What Is The Phone Number For COBRAinsurance.com?
Contact for Health Benefits
Contact a COBRA benefits consultant for assistance in selecting a temporary medical plan to avoid an insurance gap.
Call toll-free: 1-877-262-7241
Recorded information is available, or you can speak with a live agent for assistance.
Hours Of Operation
Monday thru Thursday, 6 a.m. – 6 p.m., EST
Friday, 6 a.m. – 4 p.m., EST
Verifying COBRA Coverage
In the event of claim denials by an insurance carrier, members should reach out to their COBRA administrator by phone to verify coverage has restarted and the plan is active.
COBRA Health Plan Assistance
Your former employer’s plan administrator can answer customer service questions about existing COBRA health plans.
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Some Plans As Low As $40/month*
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*Based on age and state availability
Member Services
If you are enrolled in a workplace health insurance continuation plan, you will need to contact your COBRA administrator for information on applying, making payments, and canceling your plan.
If you did not receive your COBRA information, reach out to your COBRA plan administrator. If you don’t know who that is, call the HR department of the employer that provided your health insurance.
COBRA Administrator Services
Once enrolled, your COBRA administrator will assist with:
- Processing premium payments and providing payment instructions
- Maintaining coverage and handling eligibility verification
- Answering questions about plan benefits and coverage details
- Facilitating plan changes, such as adding or removing dependents
- Providing documentation for proof of coverage
- Managing plan cancellations and termination notices
- Addressing compliance and regulatory requirements
When to Call Your COBRA Administrator
You should contact your COBRA administrator if you need assistance with any of the following:
- You did not receive your COBRA enrollment information.
- You need help applying for COBRA coverage.
- You have questions about premium payments or due dates.
- Your payment was sent, but your coverage has not been confirmed.
- You need to update your contact information or mailing address.
- You want to add or remove dependents from your plan.
- You need proof of coverage for medical services.
- You have questions about plan benefits or coverage details.
- You need to cancel your COBRA coverage.
- You believe there has been an error with your billing or eligibility.
If you do not know who your COBRA administrator is, check your COBRA enrollment packet or contact the HR department of the employer that provided your health insurance.
What Is COBRA?
COBRA is the name of a federal law and not a company with benefits specialists. COBRA coverage allows individuals to continue paying for their most recent employer health plan should that plan stop for (almost) any reason. After premium payments have been made, the previous health plan will be restarted.
Who Manages COBRA?
Many small businesses will manage COBRA continuation through their Human Resources Department. Larger companies may work with third-party COBRA Administrators that include ADP, Discovery Benefits and WageWorks.
Who is COBRAinsurance.com?
COBRAinsurance.com helps workers and families with their temporary insurance options while between major medical plans.

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