Can I Be Added To My Spouse’s COBRA Plan?
If my husband elects to go on to COBRA within the 60 day period, can I go on at a later date or do we both have to apply at the same time?
No, you can not add people to COBRA after the election period. You are not required to keep all the same qualified beneficiaries on it as there were prior to leaving the job, but you will not be permitted to add people after the elections period.
You May Add New Dependents To COBRA
Having a baby or adopting and getting married are two qualifying events that will allow you to add dependents to your major medical COBRA plan. Contact your COBRA plan administrator about putting new dependents on your insurance.
COBRA Third-Party Administrators
Your COBRA plan may be managed by a third-party administrator. Many employers work with the following:
- ADP COBRA
- BASIC COBRA
- BAS' COBRA Control Services
- BenefitConnect EHR
- Businessolver / BenefitSolver
- BRI COBRA (Benefits Resource)
- bswift COBRA
- COBRAPoint Benaissance
- Employee Benefits Corp (EBC)
- HRPro
- Inspira Financial (formerly Payflex)
- iSolved Benefit Services
- Lifetime Benefit Solutions
- National Benefit Services
- Navia Benefit Solutions
- Optum Financial
- Paychex
- Paycom COBRA
- PlanSource
- ThrivePass
- Total Administrative Service Corporation (TASC)
- WageWorks / Conexis
- WEX (formerly Discovery Benefits)
If you are unsure who your plan administrator is, reach out to the human resources department of the company that provided the health insurance you had.
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