Health Coverage Between Jobs - Review Your Options

cobra insurance continuation of employer healthcare logo

Español

Start
Employer
COBRA
COBRA
Alternatives
Save up to 70%
  1. Knowledge Base
    2. › 
  2. Getting Started With COBRA
    3. ›
  3. Employer Doesn’t Understand COBRA

What If My Employer Doesn’t Know How To Administer COBRA?

What if my employer does not know how COBRA works?

You can direct your boss or HR department to the Employer’s Guide to COBRA to learn their responsibilities. Companies with 20 or more employees are required to offer former workers and their families access to the same health plan they had when the policy was in full force. The COBRA act compels employers to notify qualified beneficiaries of their rights and ensure enrollment.

Third-Party COBRA Administration Services

Many employers use a Third Party Administrator to manage COBRA the enrollment and billing process. By law, these companies are allowed to charge up to 2% of the health insurance premium for administration fees. This fee is paid for by a former employee or family member that uses the continuation of the medical plan.

COBRA Alternative
Save Up To 70%

Term Health Insurance
Covers An Insurance Gap
Until Your Next Work Insurance Starts

Shop Plans
Get A Quote & Enroll Online
Or, Call Us
877-262-7241

people with accident medical insurance riding their bikes*Based on age and state availability

QUICK CHECK
COBRA Eligibility

Was this answer helpful?

Share this article:

Quick Links

Medicare Open Enrollment
October 15 – December 7

Whether you're improving your existing coverage or looking for new options, COBRAinsurance.com's federally certified Medicare consultants are here to help.

  • Medicare Advantage
  • Medicare Supplements
  • Prescription Drug Plans

We Understand Medicare

Get expert assistance to make informed decisions for 2025. Connect with us today. Learn More.

Additional COBRA Knowledge Base Articles

Are You Eligible For COBRA?

"check
Take Our Survey